VyStar Credit Union 18-Month Step-Up Certificate Review

VyStar Credit Union 18-Month Step-Up Certificate is offered by VyStar Credit Union, a credit union founded in 0 and based in Jacksonville, FL. VyStar Credit Union 18-Month Step-Up Certificate is available in 1 state across the USA.

Are cd accounts from VyStar Credit Union federally insured?

Yes, your VyStar Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does VyStar Credit Union offer?

• Bump Up
• IRA
• Jumbo
• Traditional

What APY does VyStar Credit Union offer on its CDs?

VyStar Credit Union 18-Month Step-Up Certificate offers an APY starting at 1.05% and ranging up to 1.15% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What is the minimum deposit to open a CD account with VyStar Credit Union?

VyStar Credit Union 18-Month Step-Up Certificate requires a minimum initial deposit of $500 to open an account.

What types of early withdrawal penalties does VyStar Credit Union 18-Month Step-Up Certificate charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

VyStar Credit Union does not charge an early withdrawal fee.