Adjustable Rate Mortgages
An adjustable rate mortgage, or ARM, is a type of home loan in which the interest rate is not fixed but rather adjusts periodically over the life of the loan. The interest rate on an ARM is tied to a financial index, such as the prime rate or the London Interbank Offered Rate (LIBOR), and it can go up or down depending on changes in the index. Continue Reading Below
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Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to adjustable rate mortgages.

Periodic Interest Rate Caps: Understanding, Examples, and Benefits
Silas Bamigbola
Convertible Adjustable-Rate Mortgage: Definition, Conversion Process, and Examples
SuperMoney Team

Lifetime Caps: Definition, Examples, and Importance
Silas Bamigbola

Interest Shortfalls: Causes, Impacts, and Strategies
SuperMoney Team
Two-Step Mortgages: Definition, Benefits, and Application
Alessandra Nicole

Interest-Only ARMs: Structure, Risks, and Examples for Informed Financial Decision-Making
Alessandra Nicole

Adjustable-Rate Loans: Unraveling the Initial Interest Rate Dynamics, Types, and Examples
Alessandra Nicole

Garn-St. Germain Act: Unraveling its Impact, Provisions, and Real-world Examples
SuperMoney Team

Annual ARM Caps: Definition, Examples, and Benefits
SuperMoney Team

Per Diem Interest: Calculations, Implications, and Real-Life Scenarios
Silas Bamigbola
Learn About Adjustable Rate Mortgages
ARMs Hit 11% of Mortgage Locks at 7.3% Rates. When a 7/1 Saves Money and When It Bites
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Adjustable-Rate Mortgages Are Back at 10.3% of Applications. Is a 6.43% ARM Worth the Risk Over a 7.40% Fixed Rate?
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