Last Updated: 04/18/2025
First Harvest Credit Union 5/6 month SOFR ARM
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Last Updated: 04/18/2025
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Highlights
Credit Score Range
N/A
Amount Range
Up to $726,200
Loan Term (Years)
Up to 30
First Harvest Credit Union 5/6 month SOFR ARM Review
First Harvest Credit Union 5/6 month SOFR ARM is offered by First Harvest Credit Union (NMLS #771963), a credit union founded in 1940 and based in Deptford, NJ. First Harvest Credit Union 5/6 month SOFR ARM are available in 50 states and Washington, DC.
Key Takeaways
- Financing for single-family and multi-family properties. However, First Harvest Credit Union does not offer financing for manufactured homes.
- Standard interest rates types. First Harvest Credit Union 5/6 month SOFR ARM only offers adjustable-rate mortgages.
- Investment and personal use properties considered. Financing available for primary homes, vacation homes, and even investment homes, such as rental properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
First Harvest Credit Union 5/6 month SOFR ARM Pros & Cons
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First Harvest Credit Union 5/6 month SOFR ARM FAQ
How much can you borrow via First Harvest Credit Union?
First Harvest Credit Union 5/6 month SOFR ARM allows borrowers to apply for loan amounts of up to $726,200. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum loan term you can get with First Harvest Credit Union 5/6 month SOFR ARM?
First Harvest Credit Union 5/6 month SOFR ARM offers mortgages with a maximum term of 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What mortgage rates does First Harvest Credit Union offer?
Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.
Do they charge mortgage origination fees?
Yes, First Harvest Credit Union 5/6 month SOFR ARM may charge a loan origination fee .
What property usage types does First Harvest Credit Union 5/6 month SOFR ARM allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Harvest Credit Union 5/6 month SOFR ARM allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
What is the customer service phone number?
The customer service number for First Harvest Credit Union 5/6 month SOFR ARM is (856) 232-9000.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 6:00PM
Saturday
9:00AM - 1:00PM