CD Accounts
A CD account, also known as a certificate of deposit account, is a type of savings account that offers a higher interest rate in exchange for keeping a certain amount of money on deposit for a fixed period of time. CD accounts typically have a fixed interest rate and a fixed term, which can range from a few months to several years. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to cd accounts.

What is a Certificate of Deposit (CD)?
Jessica Walrack

What Is a Certificate of Deposit (CD)? Definition and How CDs Work
Andrew Latham

What Is An IRA CD? Explanation, Pros & Cons
Camilla Smoot

CD ladder explained: How it works, benefits, and strategies
Abi Bus

Bump-Up Certificates of Deposit (CDs): Features, Benefits, and Considerations
Alessandra Nicole

Understanding Promotional Certificate of Deposit (CD) Rates: How They Work, Benefits, and FAQs
Alessandra Nicole

No-Penalty Certificate of Deposit (CD): Features, Withdrawal Process, and Real-World Examples
Alessandra Nicole

What Are Step-up CDs & How Do They Work?
Camilla Smoot

Bump-Up CDs: What Are They & How Do They Work?
Camilla Smoot

What is an Add-On CD? Explanation, Pros & Cons
Lacey Stark
Learn About CD Accounts

Best Places To Keep Your Emergency Fund
Jamela Adam

APR vs. APY: What's the Difference?
Bryce Sanders

5 Tips on How to Invest with CDs
Chip Stapleton

The Pros and Cons of CD Investing in 2026
Benjamin Locke

Personal Banking Guide: Managing Your Finances
Andrew Latham

8 Alternatives to Savings Accounts
Benjamin Locke

U.S. Bank Increases APY On Its CD Accounts To 4.70% APY (March 2023)
SuperMoney Team

Marcus Increases The Interest Rate For Online Savings Account Again (February 2023)
News

Marcus By Goldman Sachs Increases Interest Rate For Online Savings Account To 3.50% (February 2023)
News

U.S. Bank Increases the Interest Rate On Its CD Special Account To 4.30% APY (December 2022)
News

Crescent Bank Increases the Interest Rate On Its CD Account To 4.65% APY (January 2023)
News

CIT Bank's Savings Climb to 4.85% APY And No-Penalty CDs Hit 4.90% APY (March 2023)
SuperMoney Team

CIT Bank's CDs Hit 5.0% APY And Savings Climb to 4.75% APY (March 2023)
News

CIT Bank's Maximum Interest Rate On CDs Drops To 4.65% (February 2023)
News

CIT Increases Interest Rates Further on Savings and CD Accounts (January 2023)
News
Barclays Increases Interest Rates For Its Savings Account To 4.15% APY (June 2023)
Andrew Latham