CD Accounts

A CD account, also known as a certificate of deposit account, is a type of savings account that offers a higher interest rate in exchange for keeping a certain amount of money on deposit for a fixed period of time. CD accounts typically have a fixed interest rate and a fixed term, which can range from a few months to several years. Continue Reading Below

Content Types

Related Topics

Encyclopedia Articles

Discover the definition of financial terms related to cd accounts.

What is a Certificate of Deposit (CD)?

Jessica Walrack

What Is a Certificate of Deposit (CD)? Definition and How CDs Work

Andrew Latham

What Is An IRA CD? Explanation, Pros & Cons

Camilla Smoot

CD ladder explained: How it works, benefits, and strategies

Abi Bus

Bump-Up Certificates of Deposit (CDs): Features, Benefits, and Considerations

Alessandra Nicole

Understanding Promotional Certificate of Deposit (CD) Rates: How They Work, Benefits, and FAQs

Alessandra Nicole

No-Penalty Certificate of Deposit (CD): Features, Withdrawal Process, and Real-World Examples

Alessandra Nicole

What Are Step-up CDs & How Do They Work?

Camilla Smoot

Bump-Up CDs: What Are They & How Do They Work?

Camilla Smoot

What is an Add-On CD? Explanation, Pros & Cons

Lacey Stark

Learn About CD Accounts

Best Places To Keep Your Emergency Fund

Jamela Adam

APR vs. APY: What's the Difference?

Bryce Sanders

5 Tips on How to Invest with CDs

Chip Stapleton

The Pros and Cons of CD Investing in 2026

Benjamin Locke

Personal Banking Guide: Managing Your Finances

Andrew Latham

8 Alternatives to Savings Accounts

Benjamin Locke

How Do CDs Work? Facts You Need To Know

Sarah Loughry

How are CDs Taxed? Interest, Maturity, and Withdrawals

Lacey Stark

Where Is a Savings Bond Serial Number?

Emily Africa

Money Market Account Vs. CD: Which is Better for Investing?

Erin Gobler

How To Renew a Certificate of Deposit (CD) & 3 Alternatives To Consider

Emily Africa

Are CDs a Safe Investment?

Lacey Stark

How to Use a Real Estate Certificate of Deposit to Buy Property

Emily Africa

How To Save Money

Andrew Latham

Crescent Bank Increases the Interest Rate On Its Short-Term CD Account To 4.95% APY (March 2023)

Andrew Latham

CDs vs. High-Yield Savings: Which One Is a Better Option?

Bryce Sanders

Page 8 of 9

Previous 5 6 7 8 9 Next

About CD Accounts

A CD account, also known as a certificate of deposit account, is a type of savings account that offers a higher interest rate in exchange for keeping a certain amount of money on deposit for a fixed period of time. CD accounts typically have a fixed interest rate and a fixed term, which can range from a few months to several years. They are offered by banks and credit unions, and they are typically FDIC-insured or NCUA-insured, which means that the money deposited in the account is protected up to a certain amount in case the institution fails. CD accounts can be a good option for individuals who want to earn a higher interest rate on their savings and who are able to keep their money on deposit for a fixed period of time.