Credit History
A credit history is a record of an individual's or business's credit activity, including information about their borrowing and repayment habits. This history is used by lenders to assess a borrower's creditworthiness, or their ability to repay a loan. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit history.

Underwriting Standards: Definition, Implementation, and Real-world Examples
SuperMoney Team

Understanding Creditors: Roles and Consequences When Creditors Aren't Paid
Silas Bamigbola

What Is a Credit Limit? How It's Set, How It Affects Your Credit Score
Andrew Latham

Revolving Credit Explained: How It Works, Types, and Examples
SuperMoney Team

What Is a Credit Inquiry? Hard vs. Soft Pulls Explained
Andrew Latham

Credit Scoring: Definition, Working, and Real-Life Examples
SuperMoney Team

Pre-Approval: What It Is, How It Works, and Why It Matters
Andrew Latham

What Is Credit Mix? How Account Diversity Affects Your Credit Score
Andrew Latham

What Is Credit Utilization? How It Affects Your Credit Score and How to Lower It
Andrew Latham
Balance Transfer: Definition, How It Works, and Key Terms
Andrew Latham
Learn About Credit History

Payday Loan Alternatives: Can They Help Improve Your Credit Score?
Andrew Latham

My Car Loan Was Charged Off But I Still Have The Car
Benjamin Locke

What Is The Max Credit Score You Can Achieve?
Benjamin Locke

When Were Credit Scores Invented?
Benjamin Locke

Credit Saint Vs Lexington Law Comparison 2026 Update
Benjamin Locke

NetCredit vs CreditNinja: Which Bad Credit Loan Is the Better Choice?
Andrew Latham

What Credit Cards Use TransUnion for Consumer Credit Checks
Lacey Stark

Does PayPal Credit Affect Your Credit Score?
Taylor Marks

What Does “Too Few Accounts Currently Paid as Agreed” Mean?
Erin Gobler

How To Get A Credit Card With No Credit
Stu Lustman

10 Credit Mistakes New Homeowners Make, As Told By Experts
Theresa Cummings

These Are 11 Signs You Didn't Get The Apartment
Benjamin Locke

What Happens if You Falsely Dispute a Credit Card Charge?
Emily Africa

What Happens If I Go Over My Credit Limit But Pay It Off?
Benjamin Locke

Does Applying for a Credit Card Hurt Your Credit?
Benjamin Locke

JPMCB Card Services: Why Does it Appear on My Credit Report?
Lacey Stark