Credit History
A credit history is a record of an individual's or business's credit activity, including information about their borrowing and repayment habits. This history is used by lenders to assess a borrower's creditworthiness, or their ability to repay a loan. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit history.
Underwriting Standards: Definition, Implementation, and Real-world Examples
SuperMoney Team
Understanding Creditors: Roles and Consequences When Creditors Aren't Paid
Silas Bamigbola
What Is a Credit Limit? How It's Set, How It Affects Your Credit Score
Andrew Latham
Revolving Credit Explained: How It Works, Types, and Examples
SuperMoney Team
What Is a Credit Inquiry? Hard vs. Soft Pulls Explained
Andrew Latham
Credit Scoring: Definition, Working, and Real-Life Examples
SuperMoney Team
Pre-Approval: What It Is, How It Works, and Why It Matters
Andrew Latham
What Is Credit Mix? How Account Diversity Affects Your Credit Score
Andrew Latham
What Is Credit Utilization? How It Affects Your Credit Score and How to Lower It
Andrew Latham
Balance Transfer: Definition, How It Works, and Key Terms
Andrew Latham
Learn About Credit History
Payday Loan Alternatives: Can They Help Improve Your Credit Score?
Andrew Latham
My Car Loan Was Charged Off But I Still Have The Car
Benjamin Locke
What Is The Max Credit Score You Can Achieve?
Benjamin Locke
When Were Credit Scores Invented?
Benjamin Locke
Credit Saint Vs Lexington Law Comparison 2026 Update
Benjamin Locke
NetCredit vs CreditNinja: Which Bad Credit Loan Is the Better Choice?
Andrew Latham
Can I Rent An Apartment With Collections On My Credit Report?
Lacey Stark
What is Credit and How Does Credit Work?
Erin Gobler
Can You Use Credit Cards To Pay Bills?
Jamela Adam
How To Get Late Payments Removed From Your Credit Report
Jamela Adam
VA Loan With 500 Credit Score: Here Are Your Options
Jonathan Defosses
How to Get a Chase Credit Limit Increase (2026 Update)
Lacey Stark
Lease a Car With No Credit or Bad Credit
Hazel Agoni
How to Illegally Change Your Credit Score (And Why You Shouldn't Try)
Jamela Adam
Credit Score vs. FICO Score: What's the Difference?
SuperMoney Team
How Many Discover Credit Cards Can You Have?
SuperMoney Team