Credit History
A credit history is a record of an individual's or business's credit activity, including information about their borrowing and repayment habits. This history is used by lenders to assess a borrower's creditworthiness, or their ability to repay a loan. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit history.

Underwriting Standards: Definition, Implementation, and Real-world Examples
SuperMoney Team

Understanding Creditors: Roles and Consequences When Creditors Aren't Paid
Silas Bamigbola

What Is a Credit Limit? How It's Set, How It Affects Your Credit Score
Andrew Latham

Revolving Credit Explained: How It Works, Types, and Examples
SuperMoney Team

What Is a Credit Inquiry? Hard vs. Soft Pulls Explained
Andrew Latham

Credit Scoring: Definition, Working, and Real-Life Examples
SuperMoney Team

Pre-Approval: What It Is, How It Works, and Why It Matters
Andrew Latham

What Is Credit Mix? How Account Diversity Affects Your Credit Score
Andrew Latham

What Is Credit Utilization? How It Affects Your Credit Score and How to Lower It
Andrew Latham
Balance Transfer: Definition, How It Works, and Key Terms
Andrew Latham
Learn About Credit History

Payday Loan Alternatives: Can They Help Improve Your Credit Score?
Andrew Latham

My Car Loan Was Charged Off But I Still Have The Car
Benjamin Locke

What Is The Max Credit Score You Can Achieve?
Benjamin Locke

When Were Credit Scores Invented?
Benjamin Locke

Credit Saint Vs Lexington Law Comparison 2026 Update
Benjamin Locke

NetCredit vs CreditNinja: Which Bad Credit Loan Is the Better Choice?
Andrew Latham

How To Refinance a Car Loan With a Different Bank
SuperMoney Team

Do You Need a Down Payment to Refinance a Car?
SuperMoney Team

Remove Account Resolution Corporation from Your Credit Report
SuperMoney Team

Choosing the Right Personal Loan Lender for Bad Credit
Andrew Latham

How Do You Get a Repossession Off Your Credit Report?
Sammi Toner

How Many Car Payments Can You Miss Before Repossession?
Ashlyn Brooks

How Long Does it Take to Improve Your Credit Score?
Andrew Latham

International Student Car Loans: What You Need to Know
Ben Luthi

Is FICO The Only Credit Score I Need To Worry About?
Audrey Henderson

How to Request a Debt Validation Letter (2026 Guide)
SuperMoney Team