Credit History
A credit history is a record of an individual's or business's credit activity, including information about their borrowing and repayment habits. This history is used by lenders to assess a borrower's creditworthiness, or their ability to repay a loan. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit history.
Underwriting Standards: Definition, Implementation, and Real-world Examples
SuperMoney Team
Understanding Creditors: Roles and Consequences When Creditors Aren't Paid
Silas Bamigbola
What Is a Credit Limit? How It's Set, How It Affects Your Credit Score
Andrew Latham
Revolving Credit Explained: How It Works, Types, and Examples
SuperMoney Team
What Is a Credit Inquiry? Hard vs. Soft Pulls Explained
Andrew Latham
Credit Scoring: Definition, Working, and Real-Life Examples
SuperMoney Team
Pre-Approval: What It Is, How It Works, and Why It Matters
Andrew Latham
What Is Credit Mix? How Account Diversity Affects Your Credit Score
Andrew Latham
What Is Credit Utilization? How It Affects Your Credit Score and How to Lower It
Andrew Latham
Balance Transfer: Definition, How It Works, and Key Terms
Andrew Latham
Learn About Credit History
Payday Loan Alternatives: Can They Help Improve Your Credit Score?
Andrew Latham
My Car Loan Was Charged Off But I Still Have The Car
Benjamin Locke
What Is The Max Credit Score You Can Achieve?
Benjamin Locke
When Were Credit Scores Invented?
Benjamin Locke
Credit Saint Vs Lexington Law Comparison 2026 Update
Benjamin Locke
NetCredit vs CreditNinja: Which Bad Credit Loan Is the Better Choice?
Andrew Latham
How To Get Nemo's Collections Off Your Credit Report
Allan Du
How To Get Rid Of Recovery Partners From Your Credit Report
Allan Du
Removing RMP, LLC From Your Credit Report
SuperMoney Team
How to Remove Allied Collection Services from Your Credit Report
Silas Bamigbola
Helping Your Child Build Their Credit Score
Audrey Henderson
Building Credit With Rent Reports: How To Report Your Rent Payments to Credit Bureaus
Allan Du
How Does My Credit Score Affect My Life?
Audrey Henderson
Credit 101: The Basics of Credit – Why You Need It, How You Get It, How To Keep It Good
Tania Galloway
How Late Payments Affect Your Credit and 5 Ways to Avoid it
Ben Luthi
Credit Card Alternatives To Consider
Audrey Henderson