Mortgage Refinance
Mortgage refinancing refers to the process of replacing an existing home loan with a new loan that has better terms or a lower interest rate. This can be a useful strategy for homeowners who have improved their credit score, have built up equity in their home, or are looking for a way to lower their monthly mortgage payments. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to mortgage refinance.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

Non-Recourse Loan: How It Works vs. Recourse Debt
Andrew Latham

Loan to Value (LTV): Definition, How It's Calculated, and Why It Matters
Andrew Latham

What Is Refinancing? How It Works, Types & When It Makes Sense
Andrew Latham

What Is Foreclosure? Definition, Process, and Credit Impact
Andrew Latham

Fixed-Rate Mortgage: How It Works, Terms, and When to Choose One
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What is a First Mortgage?
Jamela Adam

Mortgage Recast: How It Works, Benefits, And More
Dan Agbo

Blended Rates: How They Work, Examples, and More
Silas Bamigbola
Learn About Mortgage Refinance

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Best Loans for Real Estate Investors: Top Financing Options to Build Your Portfolio
Andrew Latham

How to Access Home Equity Without Refinancing: 5 Alternatives
Andrew Latham

Reverse Mortgage Credit and Income Requirements: What Lenders Look For
Andrew Latham

Reverse Mortgage Costs and Fees: What You’ll Pay and How to Lower It
Andrew Latham

How Reverse Mortgages Work: Step-by-Step Guide for Homeowners 62+
Andrew Latham

How to Calculate Your Cash-Out Refinance Amount: Step-by-Step Guide
Andrew Latham

Cash-Out Refinance After Bankruptcy or Foreclosure: Your Path Back to Home Equity
Andrew Latham

Cash-Out Refinance After Divorce: How to Buy Out Your Ex and Keep the Home
Andrew Latham

Cash-Out Refinance for Business Owners: Using Home Equity to Grow Your Company
Andrew Latham

Cash-Out Refinance vs 401(k) Loan: Which Is the Smarter Way to Access Cash?
Andrew Latham

Cash-Out Refinance vs Reverse Mortgage: Which One Makes More Sense?
Andrew Latham

Tax Implications of a Cash-Out Refinance: What Homeowners Need to Know
Andrew Latham
