Secured Loans
A secured loan is a type of loan that is backed by collateral, which is a property or asset that the borrower pledges as security for the loan. If the borrower defaults on the loan, the lender has the right to seize the collateral to recover the unpaid balance. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to secured loans.
What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham
What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham
Down Payment: What It Is, How Much You Need, and How to Save for One
Andrew Latham
What Is Home Equity? How It Builds and How to Access It
Andrew Latham
GAP Insurance: What It Covers & When You Need It
Andrew Latham
What Is an Auto Loan? Definition, Rates, and How Car Loans Work
Andrew Latham
What Is a Subordinate Mortgage?
David Hodges
What is a Good APR For a Car Loan?
Erin Gobler
What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham
The Complete Guide to HELOCs: Everything You Need to Know About Home Equity Lines of Credit
Jessica Walrack
Learn About Secured Loans
Average Auto Loan Rates by Credit Score: What Borrowers Really Pay
Andrew Latham
What Happens When an HEI/HEA Term Ends?
Andrew Latham
How Do HEI/HEA Agreements Work?
Andrew Latham
Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham
Pros and Cons of a Home Equity Investment
Andrew Latham
Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham
When Looking For Pre-approval on a car loan you should not...
Benjamin Locke
Cash-Out Refinance with Bad Credit: How to Qualify and What to Expect
Andrew Latham
How to Pay Off a Piggyback Loan Early
Andrew Latham
Piggyback Loan vs. Second Mortgage: What’s the Difference?
Andrew Latham
Can You Refinance a Piggyback Loan?
Andrew Latham
USDA Loan Alternatives in 2026: Best Options If You Don’t Qualify
Andrew Latham
USDA Loan Income Limits by County 2026: Find Out If You Qualify
Andrew Latham
USDA Loan Closing Costs 2026: Fees, Rates & How to Save
Andrew Latham
Using Home Equity for Debt Consolidation: Options, Pros & Cons Explained
Andrew Latham
Over Half of U.S. Homes Just Lost Value — Here’s What That Means for Your Equity and Credit Lines
Andrew Latham