OLT and FreeTaxUSA both offer free federal filing for all tax situations, but they differ on state filing cost and features. OLT charges {{olt-taxes.formatted.state_return}} per state, while FreeTaxUSA charges {{freetaxusa.formatted.state_return}} — but FreeTaxUSA includes W-2/1099 import, competitor return import, and a more polished support experience.

H&R Block handles straightforward returns for $0–$100 through its online software and offers in-person preparation at roughly 9,000 offices, while a CPA typically charges $220–$600+ but provides year-round tax planning and unlimited IRS representation.