Last Updated: 04/18/2025
The General Auto Insurance
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in Car Insurance from The General Insurance
Last Updated: 04/18/2025
SuperMoney User Recommendation Score -40
Mostly not recommended5 total votes
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Community Rating
Mostly not recommended
Financial Strength Rating
A(Verified 04/18/2025)
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The General Auto Insurance Review
The General Insurance is a car insurance carrier based in Nashville, TN. The insurance company was founded in 1963 and offers car insurance in 46 states (and Washington, DC).
If you're considering whether General auto insurance is a good option for you, read on.
General auto insurance Pros & Cons
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General auto insurance FAQ
What types of car insurance coverage options does General auto insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
General auto insurance customers can also add the following riders or endorsements to their insurance policies:
- Non-Owner Liability Coverage: This policy is designed for people who drive a vehicle they don't own. It is also used by businesses who want to provide coverage for their employees when they use their personal vehicles for work. In some cases this endorsement will also cover rental vehicles.
Does General auto insurance have roadside assistance?
No, The General Insurance does not have roadside assistace.Does General auto insurance offer ridesharing insurance?
No, General auto insurance does not offer ridesharing coverage as a rider or endorsement.What benefits does General auto insurance offer?
General auto insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
What insurance discounts does General auto insurance offer?
When you ask for an insurance quote with General auto insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.- Low Annual Mileage: If you don't put many miles on your car (typically under 15,000 miles a year) you may qualify for an insurance discount.
Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with General auto insurance.
How does The General Insurance calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and The General Insurance is no exception. However, you can be confident that General auto insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does General auto insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a General auto insurance insurance quote
- Visit the The General Insurance website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
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