Last Updated: 04/18/2025
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A(Verified 04/18/2025)
Safety Auto Insurance Review
Safety Insurance is a car insurance carrier based in Boston, MA. The insurance company was founded in 1979 and offers car insurance in 3 states in the USA.
If you're considering whether Safety Auto Insurance is a good option for you, read on.
Safety Auto Insurance Pros & Cons
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Safety Auto Insurance FAQ
What types of car insurance coverage options does Safety Auto Insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
Safety Auto Insurance customers can also add the following riders or endorsements to their insurance policies:
- Accident Forgiveness: Safety Insurance offers accident forgiveness, which excuses your first accident. This means no insurance rate increase, even if it's your fault.
- Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can't drive your vehicle because of a covered loss, such as a car accident, theft, or vandalism.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Safety Auto Insurance have roadside assistance?
Emergency Roadside Service available. Yes, Safety Insurance offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Safety Auto Insurance offer ridesharing insurance?
No, Safety Auto Insurance does not offer ridesharing coverage as a rider or endorsement.
What benefits does Safety Auto Insurance offer?
Safety Auto Insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
- Digital Claims Reporting: Never fax or mail a document again.
- Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.
What insurance discounts does Safety Auto Insurance offer?
When you ask for an insurance quote with Safety Auto Insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.
- Alternative Fuel / Hybrid: For some reason, possibly because they drive fewer miles, people who own hybrids or alternative fuel vehicles pose a lower insurance risk. If your car is green, make sure you earn the rewards.
Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Safety Auto Insurance.
How does Safety Insurance calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and Safety Insurance is no exception. However, you can be confident that Safety Auto Insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does Safety Auto Insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a Safety Auto Insurance insurance quote?
- Visit the Safety Insurance website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Safety Auto Insurance
Hours of Operation
Sunday
Closed
Monday
8:15AM - 4:30PM
Tuesday
8:15AM - 4:30PM
Wednesday
8:15AM - 4:30PM
Thursday
8:15AM - 4:30PM
Friday
8:15AM - 4:30PM
Saturday
Closed
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