SuperMoney
  Citizens National Bank Auto Loan
Citizens National Bank Auto Loan
in Auto Loans from Citizens National
Unaffiliated

Citizens National Bank Auto Loan

Unaffiliated
in Auto Loans from Citizens National
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Auto Loans.
Autopay Auto Loan
Autopay Auto Loan 58 reviews
Highlights
Credit Score Range 650 - 840
Loan Amount N/A
APR  (Fixed APR) N/A
Loan Term (Months) N/A

Citizens National Bank Auto Loan Review

Citizens National Bank Auto Loan is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Auto Loan is available in 1 state across the USA.

Citizens National Bank auto loan FAQ

What APR does Citizens National Bank auto loan offer on its car loans?

Citizens National Bank auto loan offers a fixed apr car loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Citizens National Bank auto loan charge an origination fee?

Yes, Citizens National Bank auto loan may charge a loan origination fee.

Does Citizens National Bank auto loan charge a late fee?

Yes, Citizens National Bank auto loan charges borrowers with a late payment penatly fee

Does Citizens National Bank auto loan charge prepayment fees?

Yes, Citizens National Bank auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Citizens National Bank auto loan loan?

Yes, you can. However, Citizens National Bank auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Citizens National Bank Auto Loan?

Applicants with a credit score of at least 650 and up to 840 may be eligible for Citizens National Bank Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Citizens National Bank Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Citizens National Bank Auto Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Citizens National Bank Auto Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Citizens National Bank Auto Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of insurance
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Citizens National Bank Auto Loan report your account activity to credit bureaus?

Yes, Citizens National Bank Auto Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Citizens National a legit company?

Citizens National was founded in 1985, it is a well-established company that has been in business for 37 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Citizens National Bank auto loan

We have loans to suit all your borrowing needs and our approval process is handled quickly and by local folks who understand your requirements.

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Vehicle Type
  • Auto
  • Motorcycles
  • Boats
  • RVs
  • ATVs
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Identity
  • Proof of Insurance
  • Government Issued Photo ID
  • Social Security Number
Credit Score Range 650 - 840
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Storefront
  • Bank Transfer
APR Type Fixed APR

Be the first to rate

 

Would you recommend Citizens National Bank Auto Loan to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Auto Loans