Skip to content
SuperMoney logo
SuperMoney logo
Auto Loans
Advertiser Disclosure

Last Updated: 04/18/2025

Citizens National Bank Auto Loan

in Auto Loans from Citizens National

Last Updated: 04/18/2025

Citizens National Bank Auto Loan logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Get Competing Auto Loan Offers

Compare auto loan offers from multiple vetted lenders.

Compare auto loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Amount Range

N/A

APR (Fixed APR)

N/A

Credit Score Range

650 - 840

Loan Term (Months)

N/A
Speech bubbles icon

Citizens National Bank Auto Loan Review

Citizens National Bank Auto Loan is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank auto loan are available in 1 state.

Citizens National Bank auto loan FAQ

What APR does Citizens National Bank auto loan offer on its car loans?

Citizens National Bank auto loan offers a fixed apr car loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Citizens National Bank auto loan charge an origination fee?

Yes, Citizens National Bank auto loan may charge a loan origination fee .

Does Citizens National Bank auto loan charge a late fee?

Yes, Citizens National Bank auto loan charges borrowers with a late payment penatly fee

Does Citizens National Bank auto loan charge prepayment fees?

Yes, Citizens National Bank auto loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Citizens National Bank auto loan loan?

Yes, you can. However, Citizens National Bank auto loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Citizens National Bank Auto Loan?

Applicants with a credit score of at least 650 and up to 840 may be eligible for Citizens National Bank Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Citizens National Bank Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Citizens National Bank Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of insurance
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Citizens National Bank Auto Loan report your account activity to credit bureaus?

Yes, Citizens National Bank Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Citizens National perform a hard credit pull?

Yes, Citizens National Bank auto loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Citizens National a legit company?

Citizens National was founded in 1985, it is a well-established company that has been in business for 41 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Citizens National Bank Auto Loan logo

Message from Citizens National Bank auto loan

We have loans to suit all your borrowing needs and our approval process is handled quickly and by local folks who understand your requirements.

Contact

Headquarters

2711 E Texas Street
Bossier City, LA 71111
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed

Other Services by Citizens National