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  Citizens National Bank Auto Loan

Citizens National Bank Auto Loan

in Auto Loans from Citizens National

Unaffiliated

Citizens National Bank Auto Loan

Unaffiliated

in Auto Loans from Citizens National

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Highlights
Credit Score Range 650 - 840
Loan Amount N/A
APR  (Fixed APR) N/A
Loan Term (Months) N/A

Citizens National Bank Auto Loan Review

Citizens National Bank Auto Loan is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Auto Loan is available in 1 state across the USA.

Citizens National Bank Auto Loan FAQ

What APR does Citizens National Bank Auto Loan offer on its auto loans?

Citizens National Bank Auto Loan offers a fixed APR auto loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Citizens National Bank Auto Loan charge an origination fee?

Yes, Citizens National Bank Auto Loan may charge a loan origination fee.

Does Citizens National Bank Auto Loan charge a late fee?

Yes, Citizens National Bank Auto Loan charges borrowers with a late payment penatly fee

Does Citizens National Bank Auto Loan charge prepayment fees?

Yes, Citizens National Bank Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Citizens National Bank Auto Loan loan?

Yes, you can. However, Citizens National charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.

What do you need to qualify for Citizens National Bank Auto Loan?

Applicants with a credit score of at least 650 and up to 840 may be eligible for Citizens National Bank Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Citizens National Bank Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Citizens National Bank Auto Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Citizens National Bank Auto Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Citizens National Bank Auto Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of insurance
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Citizens National Bank Auto Loan report your account activity to credit bureaus?

Yes, Citizens National Bank Auto Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   2711 E Texas Street
    Bossier City, LA 71111
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by Citizens National

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Vehicle Type
  • Auto
  • Motorcycles
  • Boats
  • RVs
  • ATVs
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Identity
  • Proof of Insurance
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Credit Score Range 650 - 840
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Storefront
  • Bank Transfer

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.