|APY (Annual Percentage Yield)||N/A|
|Minimum Opening Deposit||Starting at $1,000|
Citizens National Bank Certificate of Deposit Review
Citizens National Bank Certificate of Deposit is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Certificate of Deposit is available in 1 state across the USA.
- $1,000 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
Pros & Cons of Citizens National Bank Certificate of Deposit
Citizens National Bank Certificate of Deposit FAQ
Are cd accounts from Citizens National federally insured?
Yes, your Citizens National cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What is the grace period for Citizens National Bank Certificate of Deposit?
Citizens National Bank Certificate of Deposit does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.
What types of fees, such as early withdrawal penalties, does Citizens National Bank Certificate of Deposit charge?
Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.
Citizens National does not charge an early withdrawal fee.
Citizens National does not seem to charge any of the fees we track.