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  Citizens National Bank Regular Savings
Citizens National Bank Regular Savings
in Savings Accounts from Citizens National · Member FDIC
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Citizens National Bank Regular Savings

Unaffiliated
in Savings Accounts from Citizens National · Member FDIC
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Highlights
Monthly Fee $0 - $14
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY $300

Citizens National Bank Regular Savings Review

Citizens National Bank Regular Savings is offered by Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Regular Savings are available in 1 state across the USA.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of up to $14, but the fee is waived if you keep a minimum balance of $300.
  • $300 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.

Citizens National Bank Regular Savings Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.

Citizens National Bank Regular Savings FAQ

Are savings accounts from Citizens National federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Citizens National offer a signup bonus?

Citizens National Bank Regular Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Citizens National Bank Regular Savings?

The minimum deposit to open a Citizens National Bank Regular Savings is $300.
Citizens National Bank Regular Savings Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Balance to Earn APY $300
Minimum Opening Deposit Starting at $300

What APY does Citizens National Bank Regular Savings offer?

Citizens National Bank Regular Savings is not an interest-bearing account.

What fees does Citizens National Bank Regular Savings charge?

Citizens National Bank Regular Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $300.

What features and perks does Citizens National Bank Regular Savings offer?

This savings account includes the following features:

  • Fraud monitoring - Citizens National Bank Regular Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank Regular Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Citizens National Bank Regular Savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Citizens National Bank Regular Savings?

The customer support email for Citizens National Bank Regular Savings is C4@citizensnb.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Balance to Earn APY $300
Minimum Opening Deposit Starting at $300
Monthly Fee $0 - $14
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC

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