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Last Updated: 04/18/2025

KeyPoint Credit Union Auto Loans

in Auto Loans from KeyPoint Credit Union

Last Updated: 04/18/2025

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Highlights

Amount Range

Starting at $5,000

APR (Variable APR)

5.49% - 13.90%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84
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KeyPoint Credit Union Auto Loans Review

KeyPoint Credit Union Auto Loans is offered by KeyPoint Credit Union, a credit union founded in 1979 and based in Santa Clara, CA. keypoint credit union auto loans are available in 1 state.

keypoint credit union auto loans FAQ

How much can you borrow via keypoint credit union auto loans?

keypoint credit union auto loans loan amounts start at $5,000 .

What APR does keypoint credit union auto loans offer on its car loans?

keypoint credit union auto loans offers a variable APR car loan product that ranges from 5.49% APR up to 13.90% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with keypoint credit union auto loans?

keypoint credit union auto loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does keypoint credit union auto loans charge an origination fee?

Yes, keypoint credit union auto loans may charge a loan origination fee .

Does keypoint credit union auto loans charge a late fee?

Yes, keypoint credit union auto loans charges borrowers with a late payment penatly fee

Does keypoint credit union auto loans charge prepayment fees?

Yes, keypoint credit union auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my keypoint credit union auto loans loan?

Yes, you can. However, keypoint credit union auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for KeyPoint Credit Union Auto Loans?

KeyPoint Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
KeyPoint Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by KeyPoint Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence

Does KeyPoint Credit Union perform a hard credit pull?

Yes, keypoint credit union auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is keypoint credit union a legit company?

keypoint credit union was founded in 1979, it is a well-established company that has been in business for 47 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2805 Bowers Ave
Santa Clara, CA 95051
(888) 255-3637
Visit Site
Email Support

Hours of Operation

Sunday
9:00AM - 5:00PM
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 6:00PM
Friday
9:30AM - 2:00PM
Saturday
9:30AM - 2:00PM

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