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Last Updated: 04/18/2025

Raiz FCU Motorcyle Loans

in Auto Loans from Raiz Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

Starting at 7.49%(Verified 07/04/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 72
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Raiz FCU Motorcyle Loans Review

Raiz FCU Motorcyle Loans is offered by Raiz Federal Credit Union, a credit union founded in 1936 and based in El Paso, TX. Raiz FCU Motorcyle Loans are available in 50 states, 5 US territories, and Washington, DC.

Raiz FCU Motorcyle Loans FAQ

What APR does Raiz FCU Motorcyle Loans offer on its car loans?

Raiz FCU Motorcyle Loans offers a fixed apr car loan product that ranges from 7.49% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Raiz FCU Motorcyle Loans?

Raiz FCU Motorcyle Loans has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Raiz FCU Motorcyle Loans charge an origination fee?

Yes, Raiz FCU Motorcyle Loans may charge a loan origination fee .

Does Raiz FCU Motorcyle Loans charge a late fee?

Yes, Raiz FCU Motorcyle Loans charges borrowers with a late payment penatly fee

Does Raiz FCU Motorcyle Loans charge prepayment fees?

No, Raiz FCU Motorcyle Loans will not charge you a fee for paying your loan early. Whenever possible choose lenders like Raiz FCU Motorcyle Loans that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Raiz FCU Motorcyle Loans loan?

Yes, you can. Raiz FCU Motorcyle Loans does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Raiz FCU Motorcyle Loans?

Raiz FCU Motorcyle Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Raiz FCU Motorcyle Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Raiz FCU Motorcyle Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Raiz FCU Motorcyle Loans report your account activity to credit bureaus?

Yes, Raiz FCU Motorcyle Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Raiz Federal Credit Union perform a hard credit pull?

Yes, Raiz FCU Motorcyle Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Raiz Federal Credit Union a legit company?

Raiz Federal Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

12020 Rojas Dr
El Paso, TX 79936
(877) 378-3281
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:30AM - 5:30PM
Tuesday
9:30AM - 5:30PM
Wednesday
9:30AM - 5:30PM
Thursday
9:30AM - 5:30PM
Friday
9:30AM - 5:30PM
Saturday
9:30AM - 12:30PM

Other Services by Raiz Federal Credit Union