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Last Updated: 04/18/2025

Raiz FCU RV and Trailer Loan

in Auto Loans from Raiz Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

Starting at 7.49%(Verified 07/04/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 180
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Raiz FCU RV and Trailer Loan Review

Raiz FCU RV and Trailer Loan is offered by Raiz Federal Credit Union, a credit union founded in 1936 and based in El Paso, TX. Raiz FCU RV and Trailer Loan are available in 50 states, 5 US territories, and Washington, DC.

Raiz FCU RV and Trailer Loan FAQ

What APR does Raiz FCU RV and Trailer Loan offer on its car loans?

Raiz FCU RV and Trailer Loan offers a fixed apr car loan product that ranges from 7.49% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Raiz FCU RV and Trailer Loan?

Raiz FCU RV and Trailer Loan has car loans with a maximum term of 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Raiz FCU RV and Trailer Loan charge an origination fee?

Yes, Raiz FCU RV and Trailer Loan may charge a loan origination fee .

Does Raiz FCU RV and Trailer Loan charge a late fee?

Yes, Raiz FCU RV and Trailer Loan charges borrowers with a late payment penatly fee

Does Raiz FCU RV and Trailer Loan charge prepayment fees?

Yes, Raiz FCU RV and Trailer Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Raiz FCU RV and Trailer Loan loan?

Yes, you can. However, Raiz FCU RV and Trailer Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Raiz FCU RV and Trailer Loan?

Raiz FCU RV and Trailer Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Raiz FCU RV and Trailer Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Raiz FCU RV and Trailer Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Raiz FCU RV and Trailer Loan report your account activity to credit bureaus?

Yes, Raiz FCU RV and Trailer Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Raiz Federal Credit Union perform a hard credit pull?

Yes, Raiz FCU RV and Trailer Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Raiz Federal Credit Union a legit company?

Raiz Federal Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

12020 Rojas Dr
El Paso, TX 79936
(877) 378-3281
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:30AM - 5:30PM
Tuesday
9:30AM - 5:30PM
Wednesday
9:30AM - 5:30PM
Thursday
9:30AM - 5:30PM
Friday
9:30AM - 5:30PM
Saturday
9:30AM - 12:30PM

Other Services by Raiz Federal Credit Union