Last Updated: 04/18/2025
Virginia Credit Union Auto Loans
Unaffiliated
in Auto Loans from Virginia Credit Union
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Auto Loan Offers
Compare auto loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
Amount Range
Starting at $10,000
APR (Variable APR)
5.74% - 7.34%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 84
Virginia Credit Union Auto Loans Review
Virginia Credit Union Auto Loans is offered by Virginia Credit Union, a credit union founded in 1928 and based in Richmond, VA. Virginia Credit Union Car Loans are available in 50 states and Washington, DC.
Virginia Credit Union Car Loans FAQ
How much can you borrow via Virginia Credit Union Car Loans?
Virginia Credit Union Car Loans loan amounts start at $10,000 .
What APR does Virginia Credit Union Car Loans offer on its car loans?
Virginia Credit Union Car Loans offers a variable APR car loan product that ranges from 5.74% APR up to 7.34% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Virginia Credit Union Car Loans?
Virginia Credit Union Car Loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Virginia Credit Union Car Loans charge an origination fee?
Yes, Virginia Credit Union Car Loans may charge a loan origination fee .
Does Virginia Credit Union Car Loans charge a late fee?
Yes, Virginia Credit Union Car Loans charges borrowers with a late payment penatly fee
Does Virginia Credit Union Car Loans charge prepayment fees?
Yes, Virginia Credit Union Car Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Virginia Credit Union Car Loans loan?
Yes, you can. However, Virginia Credit Union Car Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Virginia Credit Union Auto Loans?
Virginia Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Virginia Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Virginia Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does Virginia Credit Union Auto Loans report your account activity to credit bureaus?
Yes, Virginia Credit Union Auto Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Virginia Credit Union perform a hard credit pull?
Yes, Virginia Credit Union Car Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Virginia Credit Union a legit company?
Virginia Credit Union was founded in 1928, it is a well-established company that has been in business for 98 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 6:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
Closed