Last Updated: 04/18/2025
Virginia CU RV, Boat and Motorcycle Loans
Unaffiliated
in Auto Loans from Virginia Credit Union
Last Updated: 04/18/2025
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Highlights
Amount Range
Starting at $10,000
APR (Variable APR)
7.74% - 10.99%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 84
Virginia CU RV, Boat and Motorcycle Loans Review
Virginia CU RV, Boat and Motorcycle Loans is offered by Virginia Credit Union, a credit union founded in 1928 and based in Richmond, VA. Virginia CU RV, Boat and Motorcycle Loans are available in 50 states and Washington, DC.
Virginia CU RV, Boat and Motorcycle Loans FAQ
How much can you borrow via Virginia CU RV, Boat and Motorcycle Loans?
Virginia CU RV, Boat and Motorcycle Loans loan amounts start at $10,000 .
What APR does Virginia CU RV, Boat and Motorcycle Loans offer on its car loans?
Virginia CU RV, Boat and Motorcycle Loans offers a variable APR car loan product that ranges from 7.74% APR up to 10.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Virginia CU RV, Boat and Motorcycle Loans?
Virginia CU RV, Boat and Motorcycle Loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Virginia CU RV, Boat and Motorcycle Loans charge an origination fee?
Yes, Virginia CU RV, Boat and Motorcycle Loans may charge a loan origination fee .
Does Virginia CU RV, Boat and Motorcycle Loans charge a late fee?
Yes, Virginia CU RV, Boat and Motorcycle Loans charges borrowers with a late payment penatly fee
Does Virginia CU RV, Boat and Motorcycle Loans charge prepayment fees?
Yes, Virginia CU RV, Boat and Motorcycle Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Virginia CU RV, Boat and Motorcycle Loans loan?
Yes, you can. However, Virginia CU RV, Boat and Motorcycle Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Virginia CU RV, Boat and Motorcycle Loans?
Virginia CU RV, Boat and Motorcycle Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Virginia CU RV, Boat and Motorcycle Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Virginia CU RV, Boat and Motorcycle Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does Virginia CU RV, Boat and Motorcycle Loans report your account activity to credit bureaus?
Yes, Virginia CU RV, Boat and Motorcycle Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Virginia Credit Union perform a hard credit pull?
Yes, Virginia CU RV, Boat and Motorcycle Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Virginia Credit Union a legit company?
Virginia Credit Union was founded in 1928, it is a well-established company that has been in business for 98 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 6:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
Closed