Westerra Credit Union Auto Loan

Westerra Credit Union Auto Loan Review

Westerra Credit Union Auto Loan is offered by Westerra Credit Union, a credit union founded in 1934 and based in Denver, CO. Westerra Credit Union Auto Loan are available in 50 states (and Washington, DC).

Westerra Credit Union Auto Loan FAQ

What APR does Westerra Credit Union Auto Loan offer on its car loans?

Westerra Credit Union Auto Loan offers a variable APR car loan product that ranges from 7.74% APR up to 9.24% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Westerra Credit Union Auto Loan charge an origination fee?

Yes, Westerra Credit Union Auto Loan may charge a loan origination fee.

Does Westerra Credit Union Auto Loan charge a late fee?

Yes, Westerra Credit Union Auto Loan charges borrowers with a late payment penatly fee

Does Westerra Credit Union Auto Loan charge prepayment fees?

Yes, Westerra Credit Union Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Westerra Credit Union Auto Loan loan?

Yes, you can. However, Westerra Credit Union Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Westerra Credit Union Auto Loan?

Westerra Credit Union Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Westerra Credit Union Auto Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Westerra Credit Union Auto Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Westerra Credit Union Auto Loan.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Does Westerra Credit Union Auto Loan report your account activity to credit bureaus?

Yes, Westerra Credit Union Auto Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Westerra Credit Union a legit company?

Westerra Credit Union was founded in 1934, it is a well-established company that has been in business for 89 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.