Westerra Credit Union Personal Loan
Not enough votes for recommendation
Would you recommend Westerra Credit Union Personal Loan to your friends?
| APR (Variable APR) |
Starting at 11.49% (Verified 08/04/2023) |
| Loan Amount | Up to $250,000 |
| Loan Term (Months) | 60 - 240 months |
Westerra Credit Union Personal Loan Review
Westerra Credit Union Personal Loan is offered by Westerra Credit Union, a credit union founded in 1934 and based in Denver, CO. Westerra Credit Union Personal Loan are available in 50 states (and Washington, DC).
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 5% and 36%. The starting rates for Westerra Credit Union Personal Loan are on the higher end of the market.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Westerra Credit Union Personal Loan early.
- Super long loan terms. Westerra Credit Union Personal Loan offers loan terms of up to 240 months. Most personal loans have a maximum term of 60 months.
Westerra Credit Union Personal Loan Pros & Cons
| Pros | Cons |
|---|---|
|
|
|
Westerra Credit Union Personal Loan FAQ
What interest rates and personal loan terms does Westerra Credit Union Personal Loan offer?
Westerra Credit Union Personal Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Westerra Credit Union Personal Loan offer?
Westerra Credit Union Personal Loan offers a variable APR personal loan product that starts at 11.49% APR.
What is the maximum loan term you can get with Westerra Credit Union Personal Loan?
Westerra Credit Union Personal Loan offers loans with terms of up to 240 months.
| Personal Loan Amount | up to $250000 |
| Loan Term | 60 - 240 months |
| APR | Starting at 11.49% |
What fees does Westerra Credit Union Personal Loan charge?
Does Westerra Credit Union Personal Loan charge an origination fee?
Westerra Credit Union Personal Loan may charge a personal loan origination fee.
Does Westerra Credit Union Personal Loan charge a late fee?
No, Westerra Credit Union Personal Loan will not charge you a late fee if you miss one of the monthly payments.
Does Westerra Credit Union Personal Loan charge prepayment fees?
No, Westerra Credit Union Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Westerra Credit Union Personal Loan?
Westerra Credit Union Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Westerra Credit Union Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Westerra Credit Union Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Westerra Credit Union Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Westerra Credit Union Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Are Westerra Credit Union Personal Loan legit?
Westerra Credit Union was founded in 1934, it is a well-established company that has been in business for 89 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
-
3700 E Alameda Ave
Denver, CO 80209 - (303) 321-4209
- Visit Site
- Email Support
Other Services by Westerra Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Employment Statuses Considered |
|
| Immigration Status Considered |
|
| Joint Loan Applications Accepted |
|
| Military Status |
|
| Minimum Age | 18 |
| Supported Income Types |
|
| Verification Documents Required |
|
Be the first to rate
Would you recommend Westerra Credit Union Personal Loan to your friends?
