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Last Updated: 04/18/2025

Westerra Credit Union First Mortgage Loans

Q: What mortgage programs are available?

Besides conventional mortgages , Westerra Credit Union Mortgage offers the following mortgage types:

Q: What is the support contact email?

The support contact email for is email@westerracu.com .

from Westerra Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

Starting at 760

Amount Range

Up to $5,000,000

Loan Term (Years)

10 - 30

Westerra Credit Union First Mortgage Loans Review

Westerra Credit Union First Mortgage Loans is offered by Westerra Credit Union (NMLS #421606), a credit union founded in 1934 and based in Denver, CO. Westerra Credit Union Mortgage are available in 50 states and Washington, DC.

Key Takeaways

Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
No primary residences considered. Westerra Credit Union First Mortgage Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Maximum LTV. Westerra Credit Union First Mortgage Loans has a maximum loan to value ratio of 60%.
Very good credit required. You'll need a credit score of at least 760 to qualify.

Westerra Credit Union First Mortgage Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Only considers applicants with good credit.
Charges prepayment fees.
No co-sign option available.

Westerra Credit Union Mortgage FAQ

How much can you borrow via Westerra Credit Union?

Westerra Credit Union Mortgage allows borrowers to apply for loan amounts of up to $5,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with Westerra Credit Union Mortgage?

Westerra Credit Union Mortgage offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What mortgage rates does Westerra Credit Union offer?

Mortgage rates change daily based on market conditions and vary significantly depending on the loan type and the length of the term. For instance, fixed rate mortgages will typically have a higher interest rate than mortgages with variable rates, and jumbo loans usually have higher mortgage rates than conforming conventional loans. Find the best interest rate available to you by getting quotes from three or more mortgage lenders before choosing a home loan.

Do they charge mortgage origination fees?

Yes, Westerra Credit Union Mortgage may charge a loan origination fee .

What mortgage programs are available?

Besides conventional mortgages, Westerra Credit Union Mortgage offers the following mortgage types:

What is the customer service phone number?

The customer service number for Westerra Credit Union First Mortgage Loans is (303) 321-4209.

What is the support contact email?

The support contact email for is email@westerracu.com.

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Contact

Headquarters

3700 E Alameda Ave

Denver, CO 80209

(303) 321-4209

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 6:00PM

Tuesday

8:00AM - 6:00PM

Wednesday

8:00AM - 6:00PM

Thursday

8:00AM - 6:00PM

Friday

8:00AM - 6:00PM

Saturday

9:00AM - 1:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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