Last Updated: 04/18/2025
PA Central Federal Credit Union Auto Loan Refinancing
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 5.99%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 84
PA Central Federal Credit Union Auto Loan Refinancing Review
PA Central Federal Credit Union Auto Loan Refinancing is an auto loan refinance offering by PA Central Federal Credit Union, based in Harrisburg, PA. Founded in 1938, PA Central Federal Credit Union offers auto refinance loans in 55 states (and Washington, DC).
What are the auto loan refinancing rates offered through PA Central Federal Credit Union Auto Loan Refinancing?
PA Central Federal Credit Union Auto Loan Refinancing offers a fixed APR car loan refinancing product that ranges from 5.99% APR.
What is the maximum loan term you can get with PA Central Federal Credit Union Auto Loan Refinancing?
PA Central Federal Credit Union Auto Loan Refinancing offers auto refinancing with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.
Does PA Central Federal Credit Union Auto Loan Refinancing charge an origination fee on auto refinance loans?
Yes, PA Central Federal Credit Union Auto Loan Refinancing charges a loan origination fee .
Does PA Central Federal Credit Union Auto Loan Refinancing charge a late fee?
Yes, auto refinance loans via PA Central Federal Credit Union Auto Loan Refinancing are subject to late payment penalty fees .
Does PA Central Federal Credit Union Auto Loan Refinancing charge prepayment fees?
Yes, PA Central Federal Credit Union Auto Loan Refinancing does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for PA Central Federal Credit Union Auto Loan Refinancing?
PA Central Federal Credit Union Auto Loan Refinancing does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. PA Central Federal Credit Union Auto Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by PA Central Federal Credit Union Auto Loan Refinancing.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does PA Central Federal Credit Union Auto Loan Refinancing report your account activity to credit bureaus?
Yes, PA Central Federal Credit Union Auto Loan Refinancing reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does PA Central Federal Credit Union perform a hard credit pull?
Yes, PA Central Federal Credit Union Auto Loan Refinancing performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is PA Central Federal Credit Union a legit company?
PA Central Federal Credit Union was founded in 1938, it is a well-established company that has been in business for 88 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed