Last Updated: 04/18/2025
Innovative Funding Services (IFS) Auto Refinance
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Last Updated: 04/18/2025
SuperMoney User Recommendation Score -43
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Innovative Funding Services (IFS) Auto Refinance Review
Key Takeaways
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 500 are considered for Innovative Funding Services (IFS) Auto Refinance.
- Refinancing for large loan amounts. You can refinance auto loans of up to $100,000 with Innovative Funding Services (IFS) Auto Refinance.
- Fast funding process. In some cases, you may be able to refinance the loan within one business day.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the auto refinance loan early.
- No origination fee. Innovative Funding Services (IFS) Auto Refinance does not charge an origination fee for processing your loan application.
- Long loan terms. Innovative Funding Services (IFS) Auto Refinance offers loan terms of up to 84 months. Most auto refinancing loans have a maximum term of 60 months.
Innovative Funding Services auto refinance Pros & Cons
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Innovative Funding Services auto refinance FAQ
How much can you borrow via Innovative Funding Services auto refinance?
What are the auto loan refinancing rates offered through Innovative Funding Services auto refinance?
What is the maximum loan term you can get with Innovative Funding Services auto refinance?
Does Innovative Funding Services auto refinance charge an origination fee on auto refinance loans?
Does Innovative Funding Services auto refinance charge a late fee?
Does Innovative Funding Services auto refinance charge prepayment fees?
What do you need to qualify for Innovative Funding Services (IFS) Auto Refinance?
Applicants with a credit score of at least 500 and up to 850 may be eligible for Innovative Funding Services (IFS) Auto Refinance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Recent pay stubs
- Proof of insurance
- Driver's license or other government photo ID
What is the estimated funding time for a car loan refinance with Innovative Funding Services auto refinance?
Does Innovative Funding Services perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.Is Innovative Funding Services a legit company?
Innovative Funding Services (IFS) Auto Refinance Disclosure: Maximum rates vary by state-specific usury law. Pre-qualified offers are based on information applicants provide and contained in their credit reports. They are initial, conditional offers and are subject to change based on completion of a final application, verification of information provided and other conditions determined solely by the lender. Any pre-qualified offers are not guaranteed and not a commitment to lend.
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