Navy Federal Credit Union Business Checking
in Business Checking Accounts from Navy Federal Credit Union · Member ncua
UnaffiliatedNavy Federal Credit Union Business Checking
in Business Checking Accounts from Navy Federal Credit Union · Member NCUSIF
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| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $1 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.01% |
Navy Federal Credit Union Business Checking Review
Navy Federal Credit Union Business Checking is offered by Navy Federal Credit Union, a credit union founded in 1933 and based in Vienna, VA. Navy Federal Credit Union Business Checking is available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Free bill pay. Pay your bills to practically anyone in the United States through Navy Federal Credit Union.
- Hard credit pull. Navy Federal Credit Union may require a hard pull on your credit report to open a checking account.
Navy Federal Credit Union Business Checking Pros & Cons
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Navy Federal Credit Union Business Checking FAQ
Are business checking accounts from Navy Federal Credit Union federally insured?
Yes, your Navy Federal Credit Union business checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Navy Federal Credit Union Business Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Navy Federal Credit Union Business Checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Navy Federal Credit Union Business Checking?
Navy Federal Credit Union Business Checking does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What fees does Navy Federal Credit Union Business Checking charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1 |
| Check Copy | $1 |
| Debit Card Replacement Fee | $0 |
| Monthly Fee | $0 |
| NSF Fee | $29 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $29 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $14 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $25 |
What features and perks does Navy Federal Credit Union Business Checking offer?
This account includes the following features:
- Fraud monitoring - Navy Federal Credit Union Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Navy Federal Credit Union Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
820 Follin Ln SE
Vienna, VA 22180 - Visit Site
Other Services by Navy Federal Credit Union
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $0 |
| Monthly Fee | $0 |
| Online Bill Pay Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| ATM Fee: Out-of-Network | $1 |
| Check Copy | $1 |
| NSF Fee | $29 |
| Overdraft Item Fee | $29 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Outgoing) | $14 |
| Wire Transfer Fee - International (Outgoing) | $25 |
Navy Federal Credit Union Business Checking Community Reviews
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