Overview

Where does Navy Federal Credit Union Checking Account do business?

Navy Federal Credit Union Checking Account is a credit union based in Vienna, VA. It was founded in 1933 and offers checking accounts services in 50 states (and Washington, DC).

Navy Federal Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Navy Federal Credit Union Checking Account were to fall into financial difficulties.

What APY does Navy Federal Credit Union offer?

Navy Federal Credit Union Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.05% - 0.45%

Navy Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.45% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Navy Federal Credit Union Checking Account?

Navy Federal Credit Union Checking Account does not have a minimum initial deposit to open an account.

Navy Federal Credit Union Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$0

What features and perks does Navy Federal Credit Union Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Navy Federal Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Navy Federal Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Navy Federal Credit Union Checking Account Fees

Fees	Amount
ATM Out-Of-Network Fee	$1
Check Copy Fee	$1
Early Account Closure	$3
Non-Sufficient Funds	$29
Overdraft Item Fee	$29
Returned Deposit Fee (International)	$15
Outgoing Domestic Bank Transfer Fee	$14
Outgoing International Bank Transfer Fee	$25
Early Closure Fee	$3

What features and perks does Navy Federal Credit Union Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Navy Federal Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.