Navy Federal Credit Union Free Easy Checking
in Checking Accounts from Navy Federal Credit Union
UnaffiliatedNavy Federal Credit Union Free Easy Checking
in Checking Accounts from Navy Federal Credit Union
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| Community Rating | Strongly recommended |
| Monthly Fee | $0 - $10 |
| ATM Fee: Out-of-Network | $1 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.05% |
| Number of Reviews | 5 |
Navy Federal Credit Union Free Easy Checking Review
Navy Federal Credit Union Free Easy Checking is offered by Navy Federal Credit Union, a credit union founded in 1933 and based in Vienna, VA. Navy Federal Credit Union Free Easy Checking is available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $10.
- No ATM fees. Navy Federal Credit Union Free Easy Checking does not charge fees on ATM transactions.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions
- Free bill pay. Pay your bills to practically anyone in the United States through Navy Federal Credit Union.
- Hard credit pull. Navy Federal Credit Union may require a hard pull on your credit report to open a checking account.
Navy Federal Credit Union Free Easy Checking Pros & Cons
| Pros | Cons |
|---|---|
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Navy Federal Credit Union Free Easy Checking FAQ
Are checking accounts from Navy Federal Credit Union federally insured?
Yes, your Navy Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Navy Federal Credit Union Free Easy Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
Navy Federal Credit Union Free Easy Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Navy Federal Credit Union Free Easy Checking?
Navy Federal Credit Union Free Easy Checking does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What fees does Navy Federal Credit Union Free Easy Checking charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 - $10 |
| Paper Statement Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1 |
| NSF Fee | $29 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $29 |
| Early Account Closure | $3 |
| Returned Deposit Fee (Domestic) | $15 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $20 |
| Check Image Service | N/A |
| Check Copy | $1 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $14 |
| Wire Transfer Fee - International (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Navy Federal Credit Union Free Easy Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - Navy Federal Credit Union Free Easy Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Navy Federal Credit Union Free Easy Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact
- Headquarters
-
820 Follin Ln SE
Vienna, VA 22180 - Visit Site
Other Services by Navy Federal Credit Union
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Check Copy | $1 |
| Early Account Closure | $3 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 - $10 |
| NSF Fee | $29 |
| Overdraft Item Fee | $29 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Outgoing) | $14 |
| Wire Transfer Fee - International (Outgoing) | $25 |
| ATM Fee: Out-of-Network | $1 |
Navy Federal Credit Union Free Easy Checking Community Reviews
Would you recommend Navy Federal Credit Union Free Easy Checking to your friends?
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