Navy Federal Credit Union Checking Account
in Checking Accounts from Navy Federal Credit Union
UnaffiliatedNavy Federal Credit Union Checking Account
in Checking Accounts from Navy Federal Credit Union
Would you recommend Navy Federal Credit Union Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $1 |
| APY (Annual Percentage Yield) | 0.05% - 0.45% |
Navy Federal Credit Union Checking Account Review
Navy Federal Credit Union Checking Account is offered by Navy Federal Credit Union, a credit union founded in 1933 and based in Vienna, VA. Navy Federal Credit Union Checking Account is available in 50 states (and Washington, DC).
Are checking accounts from Navy Federal Credit Union federally insured?
Yes, your Navy Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Navy Federal Credit Union offer?
Navy Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.45% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.45% |
What are the account minimums for Navy Federal Credit Union Checking Account?
Navy Federal Credit Union Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What fees does Navy Federal Credit Union Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 - $10 |
| Paper Statement Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1 |
| NSF Fee | $29 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $29 |
| Early Account Closure | $3 |
| Returned Deposit Fee (Domestic) | $15 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $20 |
| Check Image Service | N/A |
| Check Copy | $1 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $14 |
| Wire Transfer Fee - International (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $15 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
What features and perks does Navy Federal Credit Union Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Navy Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
820 Follin Ln SE
Vienna, VA 22180 USA - Visit Site
Other Services by Navy Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Check Copy | $1 |
| Early Account Closure | $3 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 - $10 |
| NSF Fee | $29 |
| Overdraft Item Fee | $29 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $20 |
| Wire Transfer Fee - Domestic (Outgoing) | $14 |
| Wire Transfer Fee - International (Outgoing) | $25 |
| ATM Fee: Out-of-Network | $1 |
Navy Federal Credit Union Checking Account Community Reviews
Would you recommend Navy Federal Credit Union Checking Account to your friends?
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