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  Navy Federal Credit Union Checking Account

Navy Federal Credit Union Checking Account

in Checking Accounts from Navy Federal Credit Union

Unaffiliated

Navy Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts from Navy Federal Credit Union

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Strongly recommended

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Highlights
Highlights
Community Rating Strongly recommended
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $1
APY 0.05% - 0.45%

Navy Federal Credit Union Checking Account Review

Where is Navy Federal Credit Union Checking Account available?

Navy Federal Credit Union is a credit union based in Vienna, VA. It was founded in 1933 and offers banking services in 50 states (and Washington, DC).

Is Navy Federal Credit Union Checking Account insured by the FDIC

Navy Federal Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Navy Federal Credit Union Checking Account were to fall into financial difficulties.

What APY does Navy Federal Credit Union offer?

Navy Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.45% (APY stands for annual percentage yield, rates may change).

Navy Federal Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 0.45%

What are the account minimums for Navy Federal Credit Union Checking Account?

Navy Federal Credit Union Checking Account does not require a minimum initial deposit.
Navy Federal Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does Navy Federal Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Navy Federal Credit Union Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $1
Check Copy Fee $1
Early Account Closure $3
Non-Sufficient Funds $29
Overdraft Item Fee $29
Returned Deposit Fee (International) $15
Outgoing Domestic Bank Transfer Fee $14
Outgoing International Bank Transfer Fee $25
Early Closure Fee $3

What features and perks does Navy Federal Credit Union Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Navy Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Paper Statement Fee $0
ATM Fee: In-Network $0
Overdraft Protection Fee (per transfer) $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Monthly Fee $0 - $10
ATM Fee: Out-of-Network $1
NSF Fee $29
Overdraft Item Fee $29
Early Account Closure $3
Returned Deposit Fee (Domestic) $15
Stop Payment Fee $20
Check Copy $1
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $14
Wire Transfer Fee - International (Outgoing) $25
Returned Deposit Fee (International) $15
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Debit Card
  • Fraud Protection
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.05% - 0.45%

Navy Federal Credit Union Checking Account Community Reviews

 
 

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