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Last Updated: 04/18/2025

Advia Business Visa® Platinum Credit Card

in Business Credit Cards from Advia Credit Union

Last Updated: 04/18/2025

Advia Business Visa® Platinum Credit Card logo
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Highlights

Purchase APR (Fixed APR)

11.75% - 20.00%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)

11.75% - 20.00%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

600 - 850

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Advia Business Visa® Platinum Credit Card Review

This is a card issued by Advia Credit Union. If you're wondering whether Advia Business Visa® Platinum Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: Advia Business Visa® Platinum Credit Card has a fixed purchase APR that ranges from 11.75% up to 20.00%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.0% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Advia Credit Union business credit card

What are the relevant APRs?

This business credit card has a fixed purchase APR that ranges from 11.75% up to 20.00% . The card has a fixed balance transfer APR that ranges from 11.75% up to 20.00% .

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $35 .
  • A returned payment fee of $32.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1.0%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

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    Advia Business Visa® Platinum Credit Card logo

    Message from Advia Credit Union business credit card

    Enjoy the security, convenience, and flexibility of a Business Visa Platinum Credit Card. No annual fee  24-hour online account information and payment options  No balance transfer fee or cash advance fee  Same low, non-promotional rate on purchases, cash advances, and balance transfers  Auto rental collision coverage  Roadside dispatch protection  Fraud monitoring protection  Security and Extended Protection available.

    Contact

    Headquarters

    550 South Riverview Dr.
    Parchment, MI 49004
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 6:00PM
    Saturday
    9:00AM - 1:00PM

    Other Services by Advia Credit Union