Last Updated: 04/18/2025
Oakland University Credit Union Business Cash Back Visa Credit Card
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Fixed APR)
11.9% - 17.9%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
11.9% - 17.9%(Verified 06/21/2024)
Annual Fee
$0
Credit Score Range
N/A
Oakland University Credit Union Business Cash Back Visa Credit Card Review
This is a cashback card issued by Oakland University Credit Union. If you're wondering whether Oakland University Credit Union Business Cash Back Visa Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Oakland University Credit Union Business Cash Back Visa Credit Card has a fixed purchase APR that ranges from 11.9% up to 17.9%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.0% every time you make a transaction outside the U.S.
Pros & Cons of Oakland University Credit Union Business Cash Back Visa Credit Card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a fixed purchase APR that ranges from 11.9% up to 17.9% . The card has a fixed balance transfer APR that ranges from 11.9% up to 17.9% .
It also has a fixed cash advance APR that ranges from 11.9% up to 17.9% .
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 11.9% - 17.9% |
| Balance Transfer APR | 11.9% - 17.9% |
| Cash Advance APR | 11.9% - 17.9% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of $25.00 .
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1.0%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $0.00 |
| Foreign Transaction Fee | 1.0% |
| Late Payment Fee | $25.00 |
Does it offer a cash back or rewards program?
Yes, Oakland University Credit Union Business Cash Back Visa Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories | Every Purchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Every Purchase
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM