
Allegacy FCU Visa® Business Credit Card
Would you recommend Allegacy FCU Visa® Business Credit Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | N/A |
Balance Transfer APR (Variable APR) | N/A |
Annual Fee | $30 |
Credit Score Range | 600 - 850 |
Allegacy FCU Visa® Business Credit Card Review
This is a card issued by Allegacy Federal Credit Union. If you're wondering whether Allegacy FCU Visa® Business Credit Card is the right card for you, read on.
Key Takeaways
- 3% Balance transfer fee. Allegacy FCU Visa® Business Credit Card charges a fee of 3% on balance transfers, if you transfer the balance within 360 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Allegacy FCU Visa® Business Credit Card
The Good | The Bad |
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What are the relevant APRs?
Does it have an introductory APR offer?
This business card does not offer an introductory rate on new purchases.What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $30.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
Fees | Amount |
---|---|
Annual Fee | $30 |
Foreign Transaction Fee | 2% |
Balance Transfer Fee | 3% |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Fraud Liability
- Travel Accident Insurance
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (336) 774-3400.
What is the support contact email?
The support contact email for this business credit card is allegacy@allegacy.org.
Does Allegacy FCU Visa® Business Credit Card report your account activity to credit bureaus?
Yes, Allegacy FCU Visa® Business Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Allegacy Federal Credit Union .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Allegacy FCU Visa® Business Credit Card
Contact
- Headquarters
-
PO Box 26043 Winston-Salem, NC 27114-6043
Winston-Salem, NC 27114 USA - (336) 774-3400
- Visit Site
- Email Support
Other Services by Allegacy Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Annual Fee | $30 |
Cash Advance Fee (%) | 3% |
Cash Advance Fee Minimum | 10 |
Foreign Currency Transaction Fee | 2 |
Minimum Cash Advance Fee ($) | $10 |
Allegacy FCU Visa® Business Credit Card Community Reviews
Would you recommend Allegacy FCU Visa® Business Credit Card to your friends?
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