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Last Updated: 04/18/2025

Allegacy FCU Visa® Business Credit Card

in Business Credit Cards from Allegacy Federal Credit Union

Last Updated: 04/18/2025

Allegacy FCU Visa® Business Credit Card logo
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Purchase APR (Variable APR)

N/A

Balance Transfer APR (Variable APR)

N/A

Annual Fee

$30

Credit Score Range

600 - 850
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Allegacy FCU Visa® Business Credit Card Review

This is a card issued by Allegacy Federal Credit Union. If you're wondering whether Allegacy FCU Visa® Business Credit Card is the right card for you, read on.

Key Takeaways

  • A 3% balance transfer fee. Allegacy FCU Visa® Business Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, and fraud protection.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Allegacy FCU Visa® Business Credit Card

What are the relevant APRs?

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • An annual fee of $30 .

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

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    Allegacy FCU Visa® Business Credit Card logo

    Message from Allegacy FCU Visa® Business Credit Card

    Our Visa® Business Credit Card is designed to help you manage business expenses while freeing up company cash. It offers greater flexibility for your cash flow, a better vantage point to manage your spending and competitive rates to help you do more. Greater flexibility, better tracking, more control and competitive interest rates. We monitor your Visa Business Credit Card for signs of fraudulent activity. Using a Visa card is faster, safer and more convenient than writing checks.

    Contact

    Headquarters

    PO Box 26043 Winston-Salem, NC 27114-6043
    Winston-Salem, NC 27114
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 6:00PM
    Saturday
    Closed

    Other Services by Allegacy Federal Credit Union