Allegacy FCU Visa® Business Credit Card

Allegacy FCU Visa® Business Credit Card Review

This is a card issued by Allegacy Federal Credit Union. If you're wondering whether Allegacy FCU Visa® Business Credit Card is the right card for you, read on.

Key Takeaways

• 3% Balance transfer fee. Allegacy FCU Visa® Business Credit Card charges a fee of 3% on balance transfers, if you transfer the balance within 360 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Allegacy FCU Visa® Business Credit Card

What are the relevant APRs?

What fees does it charge?

The following fees apply to this business credit card:

• An annual fee of $30.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

What are the benefits?

This business credit card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Fraud Liability
• Travel Accident Insurance
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (336) 774-3400.

What is the support contact email?

The support contact email for this business credit card is allegacy@allegacy.org.

Does Allegacy FCU Visa® Business Credit Card report your account activity to credit bureaus?

Yes, Allegacy FCU Visa® Business Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Allegacy Federal Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.