Berkshire Bank Visa® Business Cash Card Review

Who is Berkshire Bank Visa® Business Cash Card designed for?

Berkshire Bank Visa® Business Cash Card is a credit card issued by Berkshire Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for Berkshire Bank Visa® Business Cash Card?

Berkshire Bank Visa® Business Cash Card has a variable purchase APR that ranges from 13.99% up to 22.99% . The card has a variable balance transfer APR that ranges from 13.99% up to 22.99% .

It also has a variable cash advance APR of 23.99% . Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Berkshire Bank Visa® Business Cash Card fees?

The following fees apply to Berkshire Bank Visa® Business Cash Card:

• There is no annual fee.
• A late payment penalty of up to $39.
• A returned payment fee of up to $35.
• An overlimit fee of $39.

Is there a Berkshire Bank Visa® Business Cash Card cash back or rewards program?

Berkshire Bank Visa® Business Cash Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

• Internet, Cable, Phone
• Every Purchase
• Gas
• Groceries
• Restaurants
• Utilities

What are the Berkshire Bank Visa® Business Cash Card benefits?

Berkshire Bank Visa® Business Cash Card provides the following benefits:

• Fraud Liability
• Reports to major credit bureaus

Does Berkshire Bank Visa® Business Cash Card report your account activity to credit bureaus?

Yes, Berkshire Bank Visa® Business Cash Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Berkshire Bank Visa® Business Cash Card

• Visit the Berkshire Bank .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.