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  City National Bank Visa Commercial Credit Card

City National Bank Visa Commercial Credit Card

in Business Credit Cards from City National Bank

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City National Bank Visa Commercial Credit Card

Unaffiliated

in Business Credit Cards from City National Bank

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

City National Bank Visa Commercial Credit Card Review

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of CNB Commercial credit card
The Good The Bad
  • No annual fee.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on purchases everywhere City National Bank Visa Commercial Credit Card is accepted.
  • City National Bank Visa Commercial Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
CNB Commercial credit card FAQ

Who is CNB Commercial credit card designed for?

This is a secured credit card credit card issued by City National Bank. 

Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

Does it have an introductory APR offer?

This business credit card does not offer an introductory rate on new purchases.

CNB Commercial credit card Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
CNB Commercial credit card Fees
Fees Amount
Annual Fee $0

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 773-7100.

What is the support contact email?

The support contact email for this business credit card is contact@cnb.com.

Does City National Bank Visa Commercial Credit Card report your account activity to credit bureaus?

Yes, City National Bank Visa Commercial Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the City National Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Message From City National Bank Visa Commercial Credit Card

Manage payments and spending with our Visa Commercial Credit Cards — designed for everyday business expenses, travel and entertainment. Comprehensive Visa benefits. Issue virtual cards to employees. $100,000 liability waiver for employee misuse and abuse.

Feature Breakdown

Annual Fee $0
No Annual Fee
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Every Purchase
Card Network Visa
Card Type
  • Rewards
  • Secured

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