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Last Updated: 04/18/2025

Jovia Financial CU Business Visa Credit Card

in Business Credit Cards from Jovia Financial Credit Union

Last Updated: 04/18/2025

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Purchase APR (Variable APR)

N/A

Balance Transfer APR (Variable APR)

N/A

Annual Fee

$0

Credit Score Range

600 - 850

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Jovia Financial CU Business Visa Credit Card Review

This is a card issued by Jovia Financial Credit Union. If you're wondering whether Jovia Financial CU Business Visa Credit Card is the right card for you, read on.

Key Takeaways

  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Jovia Financial Credit Union business credit card

What are the relevant APRs?

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of $25 .

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

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    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Jovia Financial Credit Union logo

    Message from Jovia Financial Credit Union business credit card

    Get to know the flexibility and control of a Jovia Platinum Visa® Business Credit Card today. Jovia's Visa® Platinum card offers: Low-interest rates. Zero annual, cash advance or balance transfer fees. Employee cards with individual limits. Lines up to $50,000. 25-day grace period on purchases. Plus, $1 million in travel accident insurance included.

    Contact

    Headquarters

    1000 Corporate Drive
    Westbury, NY 11590
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 6:00PM
    Friday
    9:00AM - 7:00PM
    Saturday
    9:00AM - 2:00PM

    Other Services by Jovia Financial Credit Union