SuperMoney
  Keesler Federal Credit Union Business VISA
Keesler Federal Credit Union Business VISA
in Business Credit Cards from Keesler Federal Credit Union
Unaffiliated

Keesler Federal Credit Union Business VISA

Unaffiliated
in Business Credit Cards from Keesler Federal Credit Union
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Keesler Federal Credit Union Business VISA to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 6.25% - 9.25%
Balance Transfer APR  (Variable APR) 6.25% - 9.25%
Credit Score Range 650 - 850
Annual Fee $0

Keesler Federal Credit Union Business VISA Review

This is a card issued by Keesler Federal Credit Union. If you're wondering whether Keesler Federal Credit Union business credit card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
  • Competitive APRs. Keesler Federal Credit Union Business VISA has a variable purchase APR that ranges from 6.25% up to 9.25%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Keesler Federal Credit Union business credit card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers .
  • No balance transfer fee.
  • 0% APR on new purchases . There is then a variable purchase APR that ranges from 6.25% up to 9.25%.
  • No annual fee.
  • Keesler Federal Credit Union Business VISA reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 6.25% up to 9.25%. The card has a variable balance transfer APR that ranges from 6.25% up to 9.25%.

It also has a variable cash advance APR that ranges from 6.25% up to 9.25%.

The good news is this business card does not charge a penalty APR if you are late on a payment.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0%

This business card does offer an introductory APR rate on new purchases of 0%

Keesler Federal Credit Union business credit card Rates & Terms
Purchase APR 6.25% - 9.25%
Balance Transfer APR 6.25% - 9.25%
Cash Advance APR 6.25% - 9.25%
Penalty APR 0%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $25.
  • A returned payment fee of up to $25.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Keesler Federal Credit Union business credit card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

What is the customer service phone number?

The customer service number for this business card is (888) 533-7537.

What is the support contact email?

The support contact email for this business credit card is info@kfcu.org.

Does Keesler Federal Credit Union Business VISA report your account activity to credit bureaus?

Yes, Keesler Federal Credit Union Business VISA reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Keesler Federal Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Keesler Federal Credit Union business credit card

You’ll never have to worry about an annual fee with our business credit cards. Borrow up to $25,000 with rates as low as 6.25%1 APR.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 5:00am - 7:00pm
  • Tuesday 5:00am - 7:00pm
  • Wednesday 5:00am - 7:00pm
  • Thursday 5:00am - 7:00pm
  • Friday 5:00am - 7:00pm
  • Saturday 8:00am - 1:00pm

Other Services by Keesler Federal Credit Union

Feature Breakdown

Introductory Rate 0%
Annual Fee $0
Cash Advance Fee Minimum $5
Foreign Currency Transaction Fee 1%
Late Fee Amount Up to $25
Minimum Cash Advance Fee ($) Starting at $5
Minimum Interest Charge $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Type No Rewards
APR Type Variable APR
Balance Computation average daily balance (including new purchases)
Cash Advance APR (Variable APR) 6.25% - 9.25%
Credit Limit $1,000 - $25,000
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 6.25% - 9.25%
Balance Transfer Fee % 0%
Balance Transfer Fee % After Intro Period Starting at 0%
Balance Transfer Fee Minimum $0
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 6.25% - 9.25%

Be the first to rate

 

Would you recommend Keesler Federal Credit Union Business VISA to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Business Credit Cards