Last Updated: 04/18/2025
Keesler Federal Credit Union Business VISA
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
6.25% - 9.25%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
6.25% - 9.25%(Verified 06/21/2024)
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Annual Fee
$0
Credit Score Range
650 - 850
Keesler Federal Credit Union Business VISA Review
This is a card issued by Keesler Federal Credit Union. If you're wondering whether Keesler Federal Credit Union Business VISA is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
- APRs: Keesler Federal Credit Union Business VISA has a variable regular purchase APR that ranges from 6.25% up to 9.25%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Keesler Federal Credit Union business credit card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 6.25% up to 9.25% . The card has a variable balance transfer APR that ranges from 6.25% up to 9.25% .
It also has a variable cash advance APR that ranges from 6.25% up to 9.25% .
The good news is this business card does not charge a penalty APR if you are late on a payment.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0%
This business card does offer an introductory APR rate on new purchases of 0%
| Purchase APR | 6.25% - 9.25% |
| Balance Transfer APR | 6.25% - 9.25% |
| Cash Advance APR | 6.25% - 9.25% |
| Penalty APR | 0% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $25 .
- A returned payment fee of up to $25.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
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| Rewards Type | No Rewards | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Message from Keesler Federal Credit Union business credit card
Hours of Operation
Sunday
Closed
Monday
5:00AM - 7:00PM
Tuesday
5:00AM - 7:00PM
Wednesday
5:00AM - 7:00PM
Thursday
5:00AM - 7:00PM
Friday
5:00AM - 7:00PM
Saturday
8:00AM - 1:00PM