Keesler Federal Credit Union Business VISA

Keesler Federal Credit Union Business VISA Review

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases.
• Competitive APRs. Keesler Federal Credit Union Business VISA has a variable purchase APR that ranges from 6.25% up to 9.25%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

The Good	The Bad
Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers . No balance transfer fee. 0% APR on new purchases . No annual fee. Keesler Federal Credit Union Business VISA reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 1%. You don't earn rewards on every purchase. Does not include many credit card benefits.

Who is Keesler Federal Credit Union business credit card designed for?

This is a credit card issued by Keesler Federal Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

This business card has a credit limit of up to 1000.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 6.25% up to 9.25%. The card has a variable balance transfer APR that ranges from 6.25% up to 9.25%.

It also has a variable cash advance APR that ranges from 6.25% up to 9.25%.

The good news is this business card does not charge a penalty APR if you are late on a payment.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A late payment penalty of up to $25.
• A returned payment fee of up to $25.

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What is the support contact email?

The support contact email for this business credit card is info@kfcu.org.

Does Keesler Federal Credit Union Business VISA report your account activity to credit bureaus?

Yes, Keesler Federal Credit Union Business VISA reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Keesler Federal Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.