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Last Updated: 10/08/2025

Capital One Spark Cash Plus

in Business Credit Cards from Capital One

Last Updated: 10/08/2025

Capital One Spark Cash Plus logo
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Purchase APR (Variable APR)

N/A(Verified 10/07/2025)

Balance Transfer APR (Variable APR)

N/A(Verified 10/07/2025)

Annual Fee

$150
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Credit Score Range

780 - 850

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Capital One Spark Cash Plus Review

This is a cashback card issued by Capital One. If you're wondering whether Capital One Spark Cash Plus is the right card for you, read on.

Key Takeaways

  • Business credit card with generous reward rate. You can get a rewards rate of up to 5x.
  • $2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year
  • Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
  • Excellent credit required. You will have good approval odds if you have an excellent credit score.

Pros & Cons of Capital One Spark Cash Plus

What are the relevant APRs?

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • An annual fee of $150 (As an extra ongoing bonus, get your $150 annual fee refunded every year you spend at least $150,000 with the card.) .

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
  • Car Rentals
  • Every Purchase
  • Hotels

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1680 Capital One Drive
McLean, VA 22102
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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