Last Updated: 10/08/2025
Capital One Spark Cash Plus
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in Business Credit Cards from Capital One
Last Updated: 10/08/2025
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Annual Fee
Credit Score Range
Capital One Spark Cash Plus Review
Key Takeaways
- Business credit card with generous reward rate. You can get a rewards rate of up to 5x.
- $2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Excellent credit required. You will have good approval odds if you have an excellent credit score.
Pros & Cons of Capital One Spark Cash Plus
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What are the relevant APRs?
Does it have an introductory APR offer?
This business card does not offer an introductory rate on new purchases.What fees does it charge?
- An annual fee of $150 (As an extra ongoing bonus, get your $150 annual fee refunded every year you spend at least $150,000 with the card.) .
| Fees | Amount |
| Annual Fee | $150 |
Does it offer a cash back or rewards program?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Welcome Offer | $2,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Welcome Offer | 2,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories |
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| Bonus Offer | $2,000 Cash Back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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