Franklin Mint FCU Visa® Business Real Rewards Card

Key Takeaways

• 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
• APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.24% up to 28.24%.
• A 3% balance transfer fee. Franklin Mint FCU Visa® Business Real Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
• Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
• Excellent credit required. You will have good approval odds if you have an excellent credit score.

Pros & Cons of Franklin Mint FCU Visa Business Real Rewards Card

What are the relevant APRs?

What fees does it charge?

• A late payment penalty of up to $39 .
• A returned payment fee of up to $35.

Does it offer a cash back or rewards program?

• Every Purchase