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  National Bank Arizona Business Visa Credit Card
National Bank Arizona Business Visa Credit Card Unaffiliated

National Bank Arizona Business Visa Credit Card

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Highlights
Purchase APR 9.99%
Balance Transfer APR 9.99%
Credit Score Range 650 - 850
Annual Fee $0

National Bank Arizona Business Visa Credit Card Review

Key Takeaways
  • Business credit card with generous reward rate. You will get a rewards rate of up to 3x.
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. National Bank Arizona Business Visa Credit Card has a variable purchase APR of 9.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. National Bank Arizona Business Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of National Bank Arizona Business Visa Credit Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No annual fee.
  • Multiple business credit card perks.
  • National Bank Arizona Business Visa Credit Card reports to multiple credit bureaus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
National Bank Arizona Business Visa Credit Card FAQ

Who is National Bank Arizona Business Visa Credit Card designed for?

This is a credit card issued by National Bank of Arizona. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR of 9.99%. The card has a variable balance transfer APR of 9.99% .

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 6 months from account opening.

This business credit card does not offer an introductory rate on new purchases.

National Bank Arizona Business Visa Credit Card Rates & Terms
Purchase APR 9.99%
Balance Transfer APR 9.99%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $25.
  • A returned payment fee of up to $25.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

National Bank Arizona Business Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Reports to major credit bureaus

What is the support contact email?

The support contact email for this business credit card is interactive@nbarizona.com.

Does National Bank Arizona Business Visa Credit Card report your account activity to credit bureaus?

Yes, National Bank Arizona Business Visa Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the National Bank of Arizona .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From National Bank of Arizona

Earn Points With Every Purchase. A unique credit card1 that allows you to use reward points for reimbursing any purchase made with your card. Loaded with additional features and benefits, the AmaZing Rewards for Business card is a simple and rewarding card from the bank you know and trust.

Feature Breakdown

Annual Fee $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Up to 3%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount Up to $25
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $1
Returned Payment Fee Up to $25
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Bonus Rewards Get 30,000 Points when you spend $3,000 in the first 90 days
Rewards Categories
  • Travel
  • Car Rentals
  • Internet / Cable / Phone Services
  • Every Purchase
Signup Bonus (points) 30,000
Balance Computation Average daily balance (including new purchases)
Purchase APR 9.99%
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Balance Transfer Intro APR Period 6 months
Balance Transfer Introductory APR 0%
Balance Transfer APR 9.99%
Card Network Visa
Card Type
  • Rewards
  • Balance Transfer

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National Bank of Arizona Business Credit Cards

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