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  Bank of Arizona Amazing Cash Credit Card
Bank of Arizona Amazing Cash Credit Card Unaffiliated

Bank of Arizona Amazing Cash Credit Card

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Highlights
Purchase APR  (Variable APR) 9.99%
Balance Transfer APR  (Variable APR) 9.99%
Credit Score Range 650 - 850
Annual Fee $0

Bank of Arizona Amazing Cash Credit Card Review

Key Takeaways
  • Business credit card with generous reward rate. You will get a maximum cashback rewards rate of up to 3%.
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Signup bonus. Offers a signup bonus of $300 if you spend $3000.
  • Competitive APRs. Bank of Arizona Amazing Cash Credit Card has a variable purchase APR of 9.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Bank of Arizona Amazing Cash Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of National Bank of Arizona business credit card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Multiple business credit card perks.
  • Access to a concierge.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on purchases everywhere Bank of Arizona Amazing Cash Credit Card is accepted.
  • Bank of Arizona Amazing Cash Credit Card reports to multiple credit bureaus.
  • Charges a foreign transaction fee of 3%.
  • Charges a 3% balance transfer fee.
National Bank of Arizona business credit card FAQ

Who is National Bank of Arizona business credit card designed for?

This is a credit card issued by National Bank of Arizona. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR of 9.99%. The card has a variable balance transfer APR of 9.99% .

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 6 months from account opening.

This business card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.

National Bank of Arizona business credit card Rates & Terms
Purchase APR 9.99%
Balance Transfer APR 9.99%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A returned payment fee of up to $25.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

National Bank of Arizona business credit card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee up to $25

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Every Purchase

Does it have a sign up bonus?

Yes, it offers card users a signup bonus worth up to $300 after you spend $3000.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does Bank of Arizona Amazing Cash Credit Card report your account activity to credit bureaus?

Yes, Bank of Arizona Amazing Cash Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the National Bank of Arizona .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From National Bank of Arizona

Cash Back with Every Purchase. A card1 that allows you to earn cash for everyday business expenses and have it deposited straight to your bottom line. Loaded with additional features and benefits, the AmaZing Cash for Business card is a simple and rewarding card from the bank you know and trust.

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Annual Fee $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) Up to 3%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $1
Returned Payment Fee Up to $25
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Rates
  • Every Purchase
Signup Bonus $300
Balance Computation Average daily balance (including new purchases)
Purchase APR (Variable APR) 9.99%
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 9.99%
Card Network Visa
Card Type
  • Rewards
  • Balance Transfer
  • Cashback

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National Bank of Arizona Business Credit Cards

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