Bank of Arizona Amazing Cash Credit Card

Bank of Arizona Amazing Cash Credit Card Review

• Business credit card with generous reward rate. You will get a maximum cashback rewards rate of up to 3%.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of $300 if you spend $3000.
• Competitive APRs. Bank of Arizona Amazing Cash Credit Card has a variable purchase APR of 9.99%
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Bank of Arizona Amazing Cash Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Multiple business credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

The Good

The Bad

Potentially lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 6 months. 0% APR on new purchases during the first 6 months. No annual fee. Multiple business credit card perks. Access to a concierge. Travel accident and travel assistance insurance. Cardholders can earn rewards on purchases everywhere Bank of Arizona Amazing Cash Credit Card is accepted. Bank of Arizona Amazing Cash Credit Card reports to multiple credit bureaus.

Charges a foreign transaction fee of 3%. Charges a 3% balance transfer fee.

Who is National Bank of Arizona business credit card designed for?

This is a credit card issued by National Bank of Arizona. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR of 9.99%. The card has a variable balance transfer APR of 9.99% .

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A returned payment fee of up to $25.

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Every Purchase

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

• Emergency Support
• Fraud Liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

Does Bank of Arizona Amazing Cash Credit Card report your account activity to credit bureaus?

Yes, Bank of Arizona Amazing Cash Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the National Bank of Arizona .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.