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Last Updated: 04/18/2025

Pen Air FCU Business Mastercard Credit Card

in Business Credit Cards from Pen Air Federal Credit Union

Last Updated: 04/18/2025

Pen Air FCU Business Mastercard Credit Card logo
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Purchase APR (Variable APR)

8.9%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

8.9%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

650 - 850

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Pen Air FCU Business Mastercard Credit Card Review

This is a rewards card issued by Pen Air Federal Credit Union. If you're wondering whether Pen Air FCU Business Mastercard Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: Pen Air FCU Business Mastercard Credit Card has a variable regular purchase APR of 8.9%
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Pen Air Federal Credit Union business credit card

What are the relevant APRs?

This business credit card has a variable purchase APR of 8.9%. The card has a variable balance transfer APR of 8.9% .
It also has a variable cash advance APR of 8.9%.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $29 .
  • A returned payment fee of up to $29.

Does it offer a cash back or rewards program?

Yes, Pen Air Federal Credit Union business credit card offers a rewards program to its customers.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Pen Air FCU Business Mastercard Credit Card logo

Message from Pen Air Federal Credit Union business credit card

It’s anything but business as usual with Pen Air’s Mastercard Business Card®. A variable rate credit card that earns CU Rewards® points at a rate of one point per dollar.

Contact

Headquarters

1495 East Nine Mile Road
Pensacola, FL 32514
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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