Last Updated: 04/18/2025
Franklin Mint FCU Visa® Business Card
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Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
17.24% - 26.24%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
17.24% - 26.24%(Verified 06/21/2024)
Annual Fee
N/A
Credit Score Range
720 - 850
Franklin Mint FCU Visa® Business Card Review
This is a card issued by Franklin Mint Federal Credit Union. If you're wondering whether Franklin Mint FCU Visa® Business Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 18 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 18 months.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.24% up to 26.24%.
- A 3% balance transfer fee. Franklin Mint FCU Visa® Business Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $4.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Excellent credit required. You will have good approval odds if you have an excellent credit score.
Pros & Cons of Franklin Mint FCU Visa Business Card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 17.24% up to 26.24% . The card has a variable balance transfer APR that ranges from 17.24% up to 26.24% .
It also has a variable cash advance APR of 29.99%. Note that late payments are subject to an APR of 32.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 18 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 18 months.
| Purchase APR | 17.24% - 26.24% |
| Balance Transfer APR | 17.24% - 26.24% |
| Cash Advance APR | 29.99% |
| Penalty APR | 32.49% |
What fees does it charge?
The following fees apply to this business credit card:
| Fees | Amount |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $4 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed