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Last Updated: 04/18/2025

Pinnacle Bank Visa Business Credit Card

in Business Credit Cards from Pinnacle Bank

Last Updated: 04/18/2025

Pinnacle Bank Visa Business Credit Card logo
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Purchase APR (Fixed APR)

12.9%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)

N/A

Annual Fee

$0

Credit Score Range

600 - 850

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Pinnacle Bank Visa Business Credit Card Review

This is a card issued by Pinnacle Bank. If you're wondering whether Pinnacle Bank Visa Business Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: Pinnacle Bank Visa Business Credit Card has a fixed purchase APR of 12.9%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 0.8% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Pinnacle Bank Visa Business Credit Card

What are the relevant APRs?

This business credit card has a fixed purchase APR of 12.9%.
The good news is this business card does not charge a penalty APR if you are late on a payment.

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $25 .
  • Pinnacle Bank Visa Business Credit Card does not charge a returned payment fee.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 0.8%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $16. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

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    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Pinnacle Bank Visa Business Credit Card logo

    Message from Pinnacle Bank Visa Business Credit Card

    It’s not just easier to pay with your Visa® card, it may be smarter, too. From building business credit to tracking expenses to simplifying tax time, a business credit card can provide cash and open doors. And while there are lots of credit cards out there, there’s only one from us. Every Visa® Card we issue comes with the personal service you know us for. If you are currently an Online Banking customer, you can now access your business credit card information through PinnBank for Business.  Please contact your local cash management representative to get set up today.

    Contact

    Headquarters

    1401 N Street
    Lincoln, NE 68508
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 5:00PM
    Tuesday
    8:00AM - 5:00PM
    Wednesday
    8:00AM - 5:00PM
    Thursday
    8:00AM - 5:00PM
    Friday
    8:00AM - 5:00PM
    Saturday
    8:00AM - 12:00PM

    Other Services by Pinnacle Bank