Last Updated: 05/14/2026
River City Bank Business World Elite Plus Mastercard®
Unaffiliated
from River City Bank
Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Annual Fee
Credit Score Range
River City Bank Business World Elite Plus Mastercard® Review
Key Takeaways
- APRs: River City Bank Business World Elite Plus Mastercard® has a variable regular purchase APR of 13.24%
- A 4% balance transfer fee. River City Bank Business World Elite Plus Mastercard® charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of River City Bank business credit card
| The Good | The Bad |
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What are the relevant APRs?
Does it have an introductory APR offer?
| Purchase APR | 13.24% |
| Balance Transfer APR | 13.24% |
| Cash Advance APR | 16.74% |
| Penalty APR | 23.99% |
What fees does it charge?
- An annual fee of $249 .
- A late payment penalty of up to $35 .
- A returned payment fee of $25.
Does it charge a foreign transaction fee?
| Fees | Amount |
| Annual Fee | $249 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 4% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $25 |
| Late Payment Fee | up to $35 |
Does it offer a cash back or rewards program?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | No Rewards | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does it have a sign up bonus?
Does it offer an annual loyalty bonus?
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Business Credit Cards from River City Bank
Purchase APR
Balance Transfer APR
Annual Fee
Credit Score Range
300
850
Purchase APR
Balance Transfer APR
Annual Fee
Credit Score Range
300
850
Purchase APR
Balance Transfer APR
Annual Fee
Credit Score Range
300
850
Purchase APR
Balance Transfer APR
Annual Fee
Credit Score Range
300
850
Community Recommended Products
View AllSuperMoney Net Recommendation Score
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