SuperMoney
  River City Bank Business Platinum Preferred Mastercard®

River City Bank Business Platinum Preferred Mastercard®

in Business Credit Cards from River City Bank

Unaffiliated

River City Bank Business Platinum Preferred Mastercard®

Unaffiliated

in Business Credit Cards from River City Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend River City Bank Business Platinum Preferred Mastercard® to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 16.74%
Balance Transfer APR  (Variable APR) 16.74%
Credit Score Range 650 - 850
Annual Fee $0

River City Bank Business Platinum Preferred Mastercard® Review

River City Bank Business Platinum Preferred Mastercard® FAQ

Who is River City Bank Business Platinum Preferred Mastercard® designed for?

River City Bank Business Platinum Preferred Mastercard® is a credit card issued by River City Bank. 

This card is designed for businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs for River City Bank Business Platinum Preferred Mastercard®?

River City Bank Business Platinum Preferred Mastercard® has a variable purchase APR of 16.74%. The card has a variable balance transfer APR of 16.74% .

It also has a variable cash advance APR of 20.24% . Note that late payments are subject to an APR of 23.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does River City Bank Business Platinum Preferred Mastercard® have an introductory APR offer?

Yes, River City Bank Business Platinum Preferred Mastercard® offers an introductory APR rate on balance transfers of 4.99% for a period of 6 months.

River City Bank Business Platinum Preferred Mastercard® does not offer an introductory rate on new purchases.

River City Bank Business Platinum Preferred Mastercard® Rates & Terms
Purchase APR 16.74%
Balance Transfer APR 16.74%
Cash Advance APR 20.24%
Penalty APR 23.99%

What are the River City Bank Business Platinum Preferred Mastercard® fees?

The following fees apply to River City Bank Business Platinum Preferred Mastercard®:

  • There is no annual fee.
  • A late payment penalty of up to $35.
  • A returned payment fee of up to $25.
  • There is no overlimit fee

Does River City Bank Business Platinum Preferred Mastercard® have a foreign transaction fee?

River City Bank Business Platinum Preferred Mastercard® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

River City Bank Business Platinum Preferred Mastercard® Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Balance Transfer Fee 4%
Minimum Balance Transfer Fee $10
Returned Payment Fee $25
Late Payment Fee up to $35

Is there a River City Bank Business Platinum Preferred Mastercard® cash back or rewards program?

River City Bank Business Platinum Preferred Mastercard® offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Every Purchase

Does River City Bank Business Platinum Preferred Mastercard® have a signup bonus?

River City Bank Business Platinum Preferred Mastercard® doesn't offer a cash signup bonus.

Does River City Bank Business Platinum Preferred Mastercard® offer an annual loyalty bonus?

River City Bank Business Platinum Preferred Mastercard® doesn't offer a cash loyalty bonus.

What are the River City Bank Business Platinum Preferred Mastercard® benefits?

River City Bank Business Platinum Preferred Mastercard® provides the following benefits:

  • Fraud Liability
  • Reports to major credit bureaus

Does River City Bank Business Platinum Preferred Mastercard® report your account activity to credit bureaus?

Yes, River City Bank Business Platinum Preferred Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for River City Bank Business Platinum Preferred Mastercard®

  • Visit the River City Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

Other Services by River City Bank

Icon for Business Credit Cards
View all business credit cards offered by River City Bank

Feature Breakdown

Every Purchase (Points) 1
Annual Fee $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Over-Limit Fee $0
Cash Advance Fee (%) 5%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount Up to $35
Minimum Cash Advance Fee ($) $10
Minimum Interest Charge $1
Returned Payment Fee $25
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • Every Purchase
Balance Computation Average daily balance (including new purchases).
Cash Advance APR (Variable APR) 20.24%
Penalty APR (Variable APR) 23.99%
Purchase APR (Variable APR) 16.74%
Balance Transfer Fee % 4%
Balance Transfer Fee % After Intro Period 4%
Balance Transfer Fee Minimum $10
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer Introductory APR (Variable APR) 4.99%
Balance Transfer APR (Variable APR) 16.74%
Card Network Mastercard
Card Type
  • Rewards

Be the first to rate

 

Would you recommend River City Bank Business Platinum Preferred Mastercard® to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Business Credit Cards

River City Bank Business Credit Cards

Loading...