Sam's Club Business Mastercard

Sam's Club Business Mastercard

in Business Credit Cards from Synchrony Bank


Sam's Club Business Mastercard


in Business Credit Cards from Synchrony Bank

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Purchase APR  (Variable APR) 14.9% - 22.9%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 670 - 850
Annual Fee $0

Sam's Club Business Mastercard Review

Sam's Club Business Mastercard FAQ

Who is Sam's Club Business Mastercard designed for?

Sam's Club Business Mastercard is a store credit card issued by Synchrony Bank. 

This card is designed for businesses with good credit. The minimum credit score to apply is 670.

What are the relevant APRs for Sam's Club Business Mastercard?

Sam's Club Business Mastercard has a variable purchase APR that ranges from 14.9% up to 22.9% .

It also has a variable cash advance APR that ranges from 19.9% up to 25.9% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Sam's Club Business Mastercard have an introductory APR offer?

Sam's Club Business Mastercard does not offer an introductory rate on new purchases.

Sam's Club Business Mastercard Rates & Terms
Purchase APR 14.9% - 22.9%
Cash Advance APR 19.9% - 25.9%
Penalty APR 29.99%

What are the Sam's Club Business Mastercard fees?

The following fees apply to Sam's Club Business Mastercard:

  • There is no annual fee.
  • A late payment penalty of up to $39.99.

Does Sam's Club Business Mastercard have a foreign transaction fee?

Sam's Club Business Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Sam's Club Business Mastercard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Late Payment Fee $0 to $39.99

Is there a Sam's Club Business Mastercard cash back or rewards program?

The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Airfare
  • Every Purchase
  • Gas
  • Restaurants

What are the Sam's Club Business Mastercard benefits?

Sam's Club Business Mastercard provides the following benefits:

  • Reports to major credit bureaus

Does Sam's Club Business Mastercard report your account activity to credit bureaus?

Yes, Sam's Club Business Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Sam's Club Business Mastercard

  • Visit the Synchrony Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Feature Breakdown

Every Purchase (Points) 5% cash back on gas, 3 % cash back on dining & travel, 1% cash back on other purchases
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 20 days
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $5
Late Fee Amount $0 - $39.99
Minimum Cash Advance Fee ($) Starting at $5
Minimum Interest Charge $2
Customer Type Business
Minimum Age 18
Credit Score Range 670 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • No Personal Guarantee Required
Annual Maximum 5,000
Bonus Rewards Get $55 as a statement credit when you open a new account and spend $55 online
Rewards Rates
  • Every Purchase
  • Travel
  • Restaurants
  • Airfare
  • Gas
Balance Computation Daily Balance
Cash Advance APR (Variable APR) 19.9% - 25.9%
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 14.9% - 22.9%
Card Network Mastercard
Card Type
  • Cashback
  • Travel
  • Store Card
  • Gas

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