Sam's Club Business Mastercard
Would you recommend Sam's Club Business Mastercard to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) |
15.65% - 23.65% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) | N/A |
| Annual Fee | $0 |
| Credit Score Range | 650 - 850 |
Sam's Club Business Mastercard Review
This is a store cashback card issued by Synchrony Bank. If you're wondering whether Sam's Club business credit card is the right card for you, read on.
Key Takeaways
- Business credit card with generous reward rate. You can get a maximum cashback rewards rate of up to 5x.
- Competitive APRs. Sam's Club Business Mastercard has a variable purchase APR that ranges from 15.65% up to 23.65%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Sam's Club business credit card
| The Good | The Bad |
|---|---|
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 15.65% up to 23.65%.
It also has a variable cash advance APR that ranges from 20.65% up to 26.65%. Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
This business card does not offer an introductory rate on new purchases.| Purchase APR | 15.65% - 23.65% |
| Cash Advance APR | 20.65% - 26.65% |
| Penalty APR | 29.99% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $39.99.
- A returned payment fee of up to $38.
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $15 to $39.99 |
| Late Payment Fee | $0 to $39.99 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program. The rewards program allows you to earn 1% cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Airfare
- Every Purchase
- Gas stations
- Restaurants
What are the benefits?
This business credit card provides the following benefits:
- Fraud Liability
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (866) 226-5638.
What is the support contact email?
The support contact email for this business credit card is customer.service@mail.synchronybank.com.
Does Sam's Club Business Mastercard report your account activity to credit bureaus?
Yes, Sam's Club Business Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Synchrony Bank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Sam's Club business credit card
Contact
- Headquarters
-
200 Crossing Blvd Suite 101
Bridgewater, NJ 08807 USA - (866) 226-5638
- Visit Site
- Email Support
Other Services by Synchrony Bank
Feature Breakdown
| Annual Fee | $0 |
| Cash Advance Fee (%) | 3% |
| Cash Advance Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 0% |
| Late Fee Amount | $0 - $39.99 |
| Minimum Cash Advance Fee ($) | $5 |
| Minimum Interest Charge | $2 |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| No Interest Grace Period for Late Payment | 20 days |
| Returned Payment Fee | $15 - $38 |
Sam's Club Business Mastercard Community Reviews
Would you recommend Sam's Club Business Mastercard to your friends?
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