Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Annual Fee
Credit Score Range
Sam's Club Business Mastercard Review
Key Takeaways
- Business credit card with generous reward rate. You can get a rewards rate of up to 5x.
- APRs: Sam's Club Business Mastercard has a variable regular purchase APR that ranges from 15.65% up to 23.65%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Sam's Club business credit card
| The Good | The Bad |
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What are the relevant APRs?
Does it have an introductory APR offer?
This business card does not offer an introductory rate on new purchases.| Purchase APR | 15.65% - 23.65% |
| Cash Advance APR | 20.65% - 26.65% |
| Penalty APR | 29.99% |
What fees does it charge?
- There is no annual fee.
- A late payment penalty of up to $39.99 .
- A returned payment fee of up to $38.
Does it charge a foreign transaction fee?
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $15 to $39.99 |
| Late Payment Fee | $0 to $39.99 |
Does it offer a cash back or rewards program?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Maximum | 500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Welcome Offer | Up to $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories |
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| Rewards Type | Cash Back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Reward Rates | 1 - 5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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7 Reviews
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+100
Sam's Club Business Mastercard Community Reviews
Would you recommend Sam's Club Business Mastercard to your friends?
Roland Evans O.
Oct 16, 2023
May or may not recommend
T D.
Mar 1, 2023
May or may not recommend
Showing 2 of 2 reviews
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