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Last Updated: 06/21/2025

Capital One Business Installment Loan

in Business Loans from Capital One

Last Updated: 06/21/2025

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Highlights

Amount Range

Starting at $10,000

APR (Fixed APR)

N/A

Loan Term (Months)

Up to 60
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Capital One Business Installment Loan Review

Capital One business loan is a business financing offering by Capital One, based in McLean, VA. Founded in 1933, Capital One offers access to small business loans in 8 states (and Washington, DC).

Capital One business loan FAQ

What are Capital One business loan rates?

Capital One business loan offers a fixed APR business financing product but they do not disclose their rates.

Does Capital One business loan charge an origination fee?

Yes, Capital One business loan charges a loan origination fee .

Does Capital One business loan charge prepayment fees?

Yes, Capital One business loan may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from Capital One business loan?

Business loan amounts start at $10,000 .

What is the maximum business loan term you can get with Capital One business loan?

Capital One business loan offers small business loans with a maximum term of 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Capital One Business Installment Loan?

Capital One Business Installment Loan requires companies to be in business for at least month
Applicants with a credit score of at least 600 and up to 850 may be eligible for Capital One Business Installment Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Capital One Business Installment Loan.
To qualify, applicants may need to provide the following documentation:
  • Bank account information
  • Business formation documents
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Capital One Business Installment Loan report your account activity to credit bureaus?

Yes, Capital One Business Installment Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Capital One perform a hard credit pull?

Yes, Capital One business loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Capital One business loan

Whether you want to consolidate debt or expand your operations, a Business Installment Loan can provide the capital you need with the terms you want. Perfect for businesses looking to purchase long-term assets or expand operations. Lock in fixed monthly payments.

Contact

Headquarters

1680 Capital One Drive
McLean, VA 22102
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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