America First Credit Union Bump Rate Certificate Account Review

America First Credit Union Bump Rate Certificate Account is offered by America First Credit Union, a credit union founded in 1985 and based in Salt Lake City, UT. America First Credit Union Bump Rate Certificate Account is offered in 4 states across the USA.

Are cd accounts from America First Credit Union federally insured?

Yes, your America First Credit Union cd accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What types of CDs does America First Credit Union offer?

• Bump Up
• IRA
• Traditional

What APY does America First Credit Union offer on its CDs?

America First Credit Union Bump Rate Certificate Account offers an APY starting at 0.85% and ranging up to 3.1% (APY stands for annual percentage yield, rates may change).

What is the minimum deposit to open a CD account with America First Credit Union?

America First Credit Union Bump Rate Certificate Account requires a minimum initial deposit of $500 to open an account.

What types of early withdrawal penalties does America First Credit Union Bump Rate Certificate Account charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

America First Credit Union does not charge an early withdrawal fee.