
in CD Accounts from America First Credit Union · ncua
UnaffiliatedAmerica First Credit Union Bump Rate Certificate Account
in CD Accounts from America First Credit Union · Insured by NCUA
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Minimum Opening Deposit | Starting at $500 |
Certificate Term |
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APY (Annual Percentage Yield) | 0.05% - 0.55% |
America First Credit Union Bump Rate Certificate Account Review
America First Credit Union Bump Rate Certificate Account is offered by America First Credit Union, a credit union founded in 1985 and based in Salt Lake City, UT. America First Credit Union Bump Rate Certificate Account is available in 4 states across the USA.
- Only one CD account type available. America First CD only offers bump up CD accounts.
- Very high APY. This account offers an annual percentage yield of up to 0.55%, which is much higher than the national average for a certificate account.
- $500 minimum deposit. This is a typical minimum initial deposit for the certificates we track.
- Wide selection of certificate terms. America First CD allows you to create a certificate ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
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Are cd accounts from America First Credit Union federally insured?
Yes, your America First Credit Union cd accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What types of CDs does America First Credit Union offer?
America First CD provides the following types of CDs.- Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.
- Bump-up CDs. Bump-up CDs allow you to increase the interest rate you earn on your savings if the going interest rates rise. These CDs are useful in a changing interest rate environment.
What CD rates does America First Credit Union offer on its CDs?
America First CD offers an APY starting at 0.05% and ranging up to 0.55%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding.
What terms does America First CD offer?
America First Credit Union offers CD terms of the following lengths:Description | |
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11-Month APY | 0.10% |
2-Year APY | 0.25% |
3-Month APY | 0.05% |
3-Year APY | 0.30% |
4-Year APY | 0.45% |
5-Year APY | 0.55% |
6-Month APY | 0.10% |
12-Month APY | 0.20% |
APY (Annual Percentage Yield) | 0.05% - 0.55% |
What is the minimum deposit to open a CD account with America First Credit Union?
America First CD requires a minimum deposit of $500 to open an account.
What is the grace period for America First CD?
There is a 10-day grace period for America First CD. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 10-day grace period. Note that the new CD rates probably won’t be the same as the original.
What types of fees, such as early withdrawal penalties, does America First CD charge?
Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.
America First Credit Union does not charge an early withdrawal fee.
Contact
- Headquarters
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455 E 500 S. Ste 100
Salt Lake City, UT 84111 - Visit Site
- Email Support
Other Services by America First Credit Union
Availability
- Arizona
- Idaho
- Nevada
- Utah
Feature Breakdown
Minimum Opening Deposit | Starting at $500 |
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