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  City National Bank Certificates of Deposit

City National Bank Certificates of Deposit

in CD Accounts from City National Bank of Texas · fdic

Unaffiliated

City National Bank Certificates of Deposit

Unaffiliated

in CD Accounts from City National Bank of Texas · Member FDIC

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Highlights
Minimum Opening Deposit Starting at $1,000
Certificate Term
  • 3 months
  • 6 months
  • 12 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
  • 11 months
  • 18 months
  • 1 month
  • 9 months
  • 13 months
  • 15 months
  • 16 months
  • 28 months
  • 42 months
  • 30 months
  • 19 months
  • 39 months
  • 58 months
  • 37 months
  • 59 months
  • 25 months
  • 31 months
  • 43 months
  • 49 months
  • 55 months
  • 27 months
APY (Annual Percentage Yield) N/A

City National Bank Certificates of Deposit Review

City National Bank Certificates of Deposit is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Certificates of Deposit is available in 1 state across the USA.

Key Takeaways
  • Only one CD account type available. City National Bank Certificates of Deposit only offers traditional CD accounts.
  • $1,000 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
  • Wide selection of CD terms. City National Bank Certificates of Deposit allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.
Pros & Cons of City National Bank Certificates of Deposit
Pros Cons
  • FDIC insured.
  • Multiple CD terms available.
  • No charge on incoming domestic or international wire transfers.
  • Only available in one state.
  • There isn't a no-penalty CD option.
  • Does not offer an IRA CD.
City National Bank Certificates of Deposit FAQ

Are cd accounts from City National Bank of Texas federally insured?

Yes, your City National Bank of Texas cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #5544). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does City National Bank of Texas offer?

City National Bank Certificates of Deposit provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate i you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or rolling over the CD for another term.

What CD rates does City National Bank of Texas offer on its CDs?

What terms does City National Bank Certificates of Deposit offer?

City National Bank of Texas offers CD terms of the following lengths:
City National Bank Certificates of Deposit Rates & Terms
Description

What is the minimum deposit to open a CD account with City National Bank of Texas?

City National Bank Certificates of Deposit requires a minimum deposit of $1,000 to open an account.

What is the grace period for City National Bank Certificates of Deposit?

City National Bank Certificates of Deposit does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does City National Bank Certificates of Deposit charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the CD term ends.

City National Bank of Texas does not charge an early withdrawal fee.

City National Bank of Texas does not seem to charge any of the fees we track.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

Other Services by City National Bank of Texas

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Minimum Opening Deposit Starting at $1,000
CD Accounts Traditional
Certificate Term
  • 3 months
  • 6 months
  • 12 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
  • 11 months
  • 18 months
  • 1 month
  • 9 months
  • 13 months
  • 15 months
  • 16 months
  • 28 months
  • 42 months
  • 30 months
  • 19 months
  • 39 months
  • 58 months
  • 37 months
  • 59 months
  • 25 months
  • 31 months
  • 43 months
  • 49 months
  • 55 months
  • 27 months

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