City National Bank Personal Loan

City National Bank Personal Loan Review

City National Bank Personal Loan is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank personal loans are available in 1 state across the USA.

Key Takeaways

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City National Bank personal loans Pros & Cons

Pros	Cons
$0 prepayment fee. Considers applicants with fair credit.	Charges an origination fee. Does not offer pre-approval with soft credit pull. Charges a late fee

City National Bank personal loans FAQ

What interest rates and personal loan terms does City National Bank personal loans offer?

City National Bank personal loans has lower than average interest rates for lenders reviewed on SuperMoney.

What fees does City National Bank personal loans charge?

What do you need to qualify for City National Bank Personal Loan?

Applicants with a credit score of at least 600 and up to 850 FICO may be eligible for City National Bank Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

City National Bank Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. City National Bank Personal Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via City National Bank Personal Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by City National Bank Personal Loan.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Driver's license
• Government issued photo ID
• Proof of identity

City National Bank personal loans Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Application Types Accepted	Individual Applications
Credit Score	600 - 850 FICO

Does City National Bank Personal Loan report your account activity to credit bureaus?

Yes, City National Bank Personal Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Are City National Bank Personal Loan legit?

City National Bank of Texas was founded in 1889, it is a well-established company that has been in business for 134 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.