Is City National Bank Personal Loan the right fit for you?
Last Updated: 04/18/2025
City National Bank Personal Loan
Unaffiliated
Last Updated: 04/18/2025
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City National Bank Personal Loan Review
City National Bank Personal Loan is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank personal loans are available in 1 state.
Key Takeaways
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City National Bank personal loans Pros & Cons
| Pros | Cons |
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City National Bank personal loans FAQ
What interest rates and personal loan terms does City National Bank personal loans offer?
City National Bank personal loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does City National Bank personal loans offer?
City National Bank personal loans offers a fixed APR personal loan product but they do not disclose their interest rates.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | N/A |
What fees does City National Bank personal loans charge?
Does City National Bank personal loans charge an origination fee?
City National Bank personal loans may charge a personal loan origination fee .
Does City National Bank personal loans charge a late fee?
City National Bank personal loans does not disclose whether it charges late payment fees.
Does City National Bank personal loans charge prepayment fees?
No, City National Bank personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for City National Bank Personal Loan?
Applicants with a credit score of at least 600 and up to 850 VantageScore may be eligible for City National Bank Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher. City National Bank Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by City National Bank Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 600 - 850 VantageScore |
Does City National Bank Personal Loan report your account activity to credit bureaus?
Yes, City National Bank Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does City National Bank of Texas perform a hard credit pull?
Yes, City National Bank personal loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are City National Bank Personal Loan legit?
City National Bank of Texas was founded in 1889, it is a well-established company that has been in business for 137 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday8:00AM - 5:00PMTuesday8:00AM - 5:00PMWednesday8:00AM - 5:00PMThursday8:00AM - 5:00PMFriday8:00AM - 5:00PMSaturdayClosed
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
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City National Bank Personal Loan Community Reviews
Would you recommend City National Bank Personal Loan to your friends?
CO
Chizobam O.
Dec 5, 2022
May or may not recommend
There isn't enough information given to even consider taking a loan from this company so for those reasons I do not think they are real probably a scam at most.
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