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  City National Bank Personal Loan

City National Bank Personal Loan

in Personal Loans from City National Bank of Texas

Unaffiliated

City National Bank Personal Loan

Unaffiliated

in Personal Loans from City National Bank of Texas

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Highlights
APR  (Fixed APR) N/A
Loan Amount N/A
Loan Term (Months) N/A

City National Bank Personal Loan Review

City National Bank Personal Loan is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Personal Loan is available in 1 state across the USA.

Key Takeaways
    .
  • Hard credit pull required. You can't check your rates or see if you prequalify for City National Bank Personal Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
City National Bank Personal Loan Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • Considers applicants with fair credit.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges a late fee.
City National Bank Personal Loan FAQ

What interest rates and personal loan terms does City National Bank Personal Loan offer?

City National Bank Personal Loan has lower interest rates than the average for lenders reviewed on SuperMoney.

What interest rates does City National Bank Personal Loan offer?

City National Bank Personal Loan offers a fixed APR personal loan product but they do not disclose their interest rates.

City National Bank Personal Loan Interest Rates & Loan Terms
Personal Loan Amount N/A
Loan Term N/A
APR N/A

What fees does City National Bank Personal Loan charge?

Does City National Bank Personal Loan charge an origination fee?

City National Bank Personal Loan may charge a personal loan origination fee.

Does City National Bank Personal Loan charge a late fee?

Yes, City National Bank Personal Loan may charge borrowers a late payment fee if you miss one of the monthly payments.

Does City National Bank Personal Loan charge prepayment fees?

No, City National Bank Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

City National Bank Personal Loan Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for City National Bank Personal Loan?

Applicants with a credit score of at least 600 and up to 850 FICO may be eligible for City National Bank Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

City National Bank Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. City National Bank Personal Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via City National Bank Personal Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by City National Bank Personal Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
City National Bank Personal Loan Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 600 - 850 FICO

    Does City National Bank Personal Loan report your account activity to credit bureaus?

    Yes, City National Bank Personal Loan reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Availability

      Available in 1 state
    Texas
    Availabile in all of Texas

    Feature Breakdown

    No Prepayment Fee
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Minimum Age 18
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    Verification Documents Required
    • Recent Pay Stubs
    • Proof of Income
    • Proof of Identity
    • Government Issued Photo ID
    • Social Security Number
    • Driver License (or other photo ID)
    Credit Score Range 600 - 850
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Payment Options
    • Automatic Payments
    • Bank Transfer

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