
City National Bank Personal Loan
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APR (Fixed APR) | N/A |
Loan Amount | N/A |
Loan Term (Months) | N/A |
City National Bank Personal Loan Review
City National Bank Personal Loan is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Personal Loan is available in 1 state across the USA.
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What interest rates and personal loan terms does City National Bank personal loans offer?
City National Bank personal loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does City National Bank personal loans offer?
City National Bank personal loans offers a fixed APR personal loan product but they do not disclose their interest rates.
Personal Loan Amount | N/A |
Loan Term | N/A |
APR | N/A |
What fees does City National Bank personal loans charge?
Does City National Bank personal loans charge an origination fee?
City National Bank personal loans may charge a personal loan origination fee.
Does City National Bank personal loans charge a late fee?
No, City National Bank personal loans will not charge you a late fee if you miss one of the monthly payments.
Does City National Bank personal loans charge prepayment fees?
No, City National Bank personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | No |
Prepayment Fee | No |
Late Payment Fee | No |
What do you need to qualify for City National Bank Personal Loan?
Applicants with a credit score of at least 600 and up to 850 FICO may be eligible for City National Bank Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.City National Bank Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. City National Bank Personal Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via City National Bank Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by City National Bank Personal Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license
- Government issued photo ID
- Proof of identity
Minimum Age | 18 |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 600 - 850 FICO |
Does City National Bank Personal Loan report your account activity to credit bureaus?
Yes, City National Bank Personal Loan reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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201 Connally Street
Sulphur Springs, TX 75482 - Visit Site
- Email Support
Other Services by City National Bank of Texas
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