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  City National Bank Personal Loan
City National Bank Personal Loan
in Personal Loans from City National Bank of Texas
Unaffiliated

City National Bank Personal Loan

Unaffiliated
in Personal Loans from City National Bank of Texas
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

APR  (Fixed APR) N/A
Loan Amount N/A
Loan Term (Months) N/A

City National Bank Personal Loan Review

City National Bank Personal Loan is offered by City National Bank of Texas, a bank founded in 1889 and based in Sulphur Springs, TX. City National Bank Personal Loan is available in 1 state across the USA.

Key Takeaways

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City National Bank personal loans Pros & Cons

Pros Cons
  • $0 prepayment fee.
  • Considers applicants with fair credit.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges a late fee.

City National Bank personal loans FAQ

What interest rates and personal loan terms does City National Bank personal loans offer?

City National Bank personal loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does City National Bank personal loans offer?

City National Bank personal loans offers a fixed APR personal loan product but they do not disclose their interest rates.

City National Bank personal loans Interest Rates & Loan Terms
Personal Loan Amount N/A
Loan Term N/A
APR N/A

What fees does City National Bank personal loans charge?

Does City National Bank personal loans charge an origination fee?

City National Bank personal loans may charge a personal loan origination fee.

Does City National Bank personal loans charge a late fee?

No, City National Bank personal loans will not charge you a late fee if you miss one of the monthly payments.

Does City National Bank personal loans charge prepayment fees?

No, City National Bank personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

City National Bank personal loans Fees
Origination Fee No
Prepayment Fee No
Late Payment Fee No

What do you need to qualify for City National Bank Personal Loan?

Applicants with a credit score of at least 600 and up to 850 FICO may be eligible for City National Bank Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

City National Bank Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. City National Bank Personal Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via City National Bank Personal Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by City National Bank Personal Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
City National Bank personal loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 600 - 850 FICO

    Does City National Bank Personal Loan report your account activity to credit bureaus?

    Yes, City National Bank Personal Loan reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

    Is City National Bank of Texas a legit company?

    City National Bank of Texas was founded in 1889, it is a well-established company that has been in business for 133 years.

    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 8:00am - 5:00pm
    • Tuesday 8:00am - 5:00pm
    • Wednesday 8:00am - 5:00pm
    • Thursday 8:00am - 5:00pm
    • Friday 8:00am - 5:00pm
    • Saturday Closed

    Other Services by City National Bank of Texas

    Availability

      Available in 1 state
    Texas
    Availabile in all of Texas

    Feature Breakdown

    No Prepayment Fee
    Employment Statuses Considered
    • Other
    • Employed Full-Time
    • Employed Part-Time
    • Self-Employed
    • Retired
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Minimum Age 18
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    Verification Documents Required
    • Driver License (or other photo ID)
    • Recent Pay Stubs
    • Proof of Income
    • Proof of Identity
    • Government Issued Photo ID
    • Social Security Number
    Credit Score Range 600 - 850
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Payment Options
    • Automatic Payments
    • Bank Transfer
    APR Type Fixed APR

    City National Bank Personal Loan Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

    -100

    Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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